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Institution profile

United Business Bank

Bank · Active · Headquarters: Walnut Creek, CA

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
United Business Bank
Display name
United Business Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
July 20, 2004
Established date
July 20, 2004
Charter class
State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Reserve Board
Headquarters
Walnut Creek, CA, 94596, United States
FDIC certificate number
57716
Federal Reserve RSSD ID
3281510
Domestic location count
34
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
57716
Federal Reserve RSSD ID
3281510
Headquarters
500 Ygnacio Valley Road, Suite 130, Walnut Creek, CA, 94596, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

35

Showing 1 through 35 of 35 listed locations

Scroll sideways to see every branch column.

Showing 1 through 35 of 35 FFIEC NIC branch locations
BranchAddressCityStatePostal code
BUENA PARK BRANCH6301 Beach Boulevard, Suite 100Buena ParkCA90621
CASTRO VALLEY BRANCH3895 East Castro Valley BoulevardCastro ValleyCA94552
GARDEN GROVE BRANCH9252 Garden Grove BoulevardGarden GroveCA92844
IRVINE BRANCH17748 Sky Park Circle, Suite 100IrvineCA92614
LIVERMORE BRANCH2300 First Street, Suite 100LivermoreCA94550
LONG BEACH BRANCH3750 Kilroy Airport Way, Suite 130Long BeachCA90806
LOS ANGELES BRANCH3333 Wilshire Boulevard, Suite 100Los AngelesCA90010
MOUNTAIN VIEW BRANCH700 East EL Camino Real, Suite 110Mountain ViewCA94040
OAKLAND BRANCH100 Hegenberger Road, Suite 110OaklandCA94621
PLEASANTON BRANCH465 Main StreetPleasantonCA94566
SACRAMENTO BRANCH3001 I Street, Suite 100SacramentoCA95816
SAN FRANCISCO BRANCH121 Spear Street, Suite B14San FranciscoCA94015
SAN JOSE BRANCH2550 North First Street, Suite 102San JoseCA95131
STOCKTON BRANCH22 West Yokuts AvenueStocktonCA95207
WATERLOO BRANCH4426 East Waterloo RoadStocktonCA95215
CRAWFORD BRANCH392 Highway 92CrawfordCO81415
DELTA BRANCH564 Main StreetDeltaCO81416
FOUNTAIN BRANCH410 South Santa FE AvenueFountainCO80817
FRASER BRANCH197 North Zerex StreetFraserCO80442
GRANBY BRANCH337 East Agate AvenueGranbyCO80446
GRAND LAKE BRANCH904 Grand AvenueGrand LakeCO80447
DENVER BRANCH8400 E. Crescent Parkway, Suite 100Greenwood VillageCO80111
HOTCHKISS BRANCH102 East Bridge StreetHotchkissCO81419
HOTCHKISS DRIVE-UP255 East Bridge StreetHotchkissCO81419
KREMMLING BRANCH100 W Park AvenueKremmlingCO80459
PAONIA BRANCH128 Grand AvenuePaoniaCO81428
PAONIA DRIVE-UP102 Grand AvenuePaoniaCO81428
WESTCLIFFE BRANCH102 South Adams BoulevardWestcliffeCO81252
ALBUQUERQUE BRANCH1500 Mercantile Avenue NortheastAlbuquerqueNM87107
BELEN BRANCH19339 Highway 314BelenNM87002
RIO COMMUNITIES BRANCH394 Rio Communities BlvdBelenNM87002
LOS LUNAS BRANCH2199 Main Street SoutheastLos LunasNM87031
MOUNTAINAIR BRANCH307 West BroadwayMountainairNM87036
LAS VEGAS BRANCH7345 S. Durango Drive, Suite 116Las VegasNV89113
SEATTLE-TUKWILA BRANCH14900 Interurban Avenue South, Suite 150TukwilaWA98168

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
June 12, 2023
Regulator
Federal Reserve
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
June 12, 2023SatisfactoryFederal ReserveLarge Bank Exam
September 9, 2019SatisfactoryFederal ReserveIntermediate Small Bank
April 18, 2016SatisfactoryFederal ReserveIntermediate Small Bank
March 5, 2012SatisfactoryFederal ReserveSmall Bank
October 1, 2006SatisfactoryFDICSmall Bank

Institutional history

11 FFIEC NIC history events

Showing 1 through 11 of 11 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
February 2, 2022Charter Discontinued (Merger or Purchase & Assumption)
February 4, 2020Charter Discontinued (Merger or Purchase & Assumption)
October 22, 2019Charter Discontinued (Merger or Purchase & Assumption)
May 25, 2019Charter Discontinued (Merger or Purchase & Assumption)
December 1, 2018Charter Discontinued (Merger or Purchase & Assumption)
November 4, 2017Charter Discontinued (Merger or Purchase & Assumption)
April 29, 2017Charter Discontinued (Merger or Purchase & Assumption)
February 14, 2015Charter Discontinued (Merger or Purchase & Assumption)
April 26, 2014Charter Discontinued (Merger or Purchase & Assumption)BANK ON IT, INC.
April 26, 2014Charter Discontinued (Merger or Purchase & Assumption)
October 19, 2011Charter Discontinued (Merger or Purchase & Assumption)GLOBAL TRUST BANK

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONUNITED BUSINESS BANKState Member BankWalnut Creek, CA

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered member bank