Listed locations
12
Institution profile
United Bank of Michigan
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- United Bank of Michigan
- Display name
- United Bank of Michigan
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 2, 1934
- Established date
- January 1, 1903
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Grand Rapids, MI, 49546, United States
- Website
- http://www.unitedbank4u.com
- FDIC certificate number
- 11807
- Federal Reserve RSSD ID
- 150044
- Domestic location count
- 13
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 11807
- Federal Reserve RSSD ID
- 150044
- LEI
- 2549004W2JKWS6P17T44
- Headquarters
- 900 East Paris Avenue South East, Grand Rapids, MI, 49546-3676, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 12 of 12 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BYRON CENTER BRANCH | 8301 Bryon Center Avenue | Byron Center | MI | 49315 |
| CALEDONIA BRANCH | 8540 Broadmoor Southeast | Caledonia | MI | 49316 |
| CLARKSVILLE BRANCH | 132 South Main Street | Clarksville | MI | 48815-9762 |
| DORR BRANCH | 1796 142nd Avenue | Dorr | MI | 49323-9434 |
| CASCADE VILLAGE BRANCH | 6801 Cascade Road Souteast | Grand Rapids | MI | 49546 |
| DOWNTOWN GR BRANCH | 44 Ionia Avenue SW Suite 2 | Grand Rapids | MI | 49503 |
| DOWNTOWN HOLLAND BRANCH | 167 South River Avenue | Holland | MI | 49423 |
| HOPKINS BRANCH | 102 West Main Street | Hopkins | MI | 49328 |
| JENISON BRANCH | 1884 Baldwin Street | Jenison | MI | 49428 |
| ROCKFORD BRANCH | 155 Marcell Drive Northeast | Rockford | MI | 49341 |
| GUN LAKE BRANCH | 2404 Patterson Road | Shelbyville | MI | 49344 |
| WAYLAND BRANCH | 1131 West Superior Street | Wayland | MI | 49348 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- August 1, 2025
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| August 1, 2025 | Satisfactory | FDIC | Intermediate Small Bank |
| July 1, 2022 | Satisfactory | FDIC | Intermediate Small Bank |
| July 1, 2019 | Satisfactory | FDIC | Intermediate Small Bank |
| July 1, 2016 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2013 | Satisfactory | FDIC | Intermediate Small Bank |
| October 1, 2011 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2007 | Satisfactory | FDIC | Large Bank Exam |
| January 1, 2006 | Satisfactory | FDIC | Large Bank Exam |
| May 1, 1999 | Outstanding | FDIC | Small Bank |
| July 1, 1996 | Outstanding | FDIC | Small Bank |
| September 1, 1994 | Satisfactory | FDIC | Not Reported |
| August 1, 1992 | Satisfactory | FDIC | Not Reported |
Institutional history
1 FFIEC NIC history event
Showing 1 of 1 history events
| Event date | Event type | Related institution |
|---|---|---|
| May 15, 1967 | Charter Discontinued (Merger or Purchase & Assumption) | FARMERS STATE BANK OF ALTO |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
2 FFIEC NIC relationship records
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | A.H. JOHNSON AGENCY, INC. (DBA UNITED BANK INSURANCE AGENCY) | Domestic Entity Other | Wayland, MI |
| ROOT_INSTITUTION | UNITED BANK OF MICHIGAN | Non-member Bank | Grand Rapids, MI |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank