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Institution profile

United Bank (Springdale, AR)

Bank · Active · Headquarters: Springdale, AR

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
United Bank
Display name
United Bank (Springdale, AR)
Institution status
Active
FDIC insured
Yes
FDIC insured since
August 9, 1989
Established date
January 1, 1978
Charter class
State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Reserve Board
Headquarters
Springdale, AR, 72764, United States
FDIC certificate number
32025
Federal Reserve RSSD ID
539377
Domestic location count
5
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
32025
Federal Reserve RSSD ID
539377
LEI
549300C6XY8GTVR2TV60
Headquarters
2600 South Thompson, Springdale, AR, 72764, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

5

Showing 1 through 5 of 5 listed locations

Scroll sideways to see every branch column.

Showing 1 through 5 of 5 FFIEC NIC branch locations
BranchAddressCityStatePostal code
BENTONVILLE BRANCH2411 SW 14th Street, Suite 9BentonvilleAR72712
JOYCE BRANCH670 East Joyce BoulevardFayettevilleAR72703
FORT SMITH MORTGAGE LOAN PRODUCTION OFFICE6609 Rogers Avenue, Ste BFort SmithAR72903
ROGERS BRANCH3333 West Walnut StreetRogersAR72756
EMMA BRANCH607 West Emma AvenueSpringdaleAR72764

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
February 5, 2024
Regulator
Federal Reserve
Examination method
Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
February 5, 2024SatisfactoryFederal ReserveSmall Bank
June 17, 2019SatisfactoryFederal ReserveSmall Bank
March 30, 2015SatisfactoryFederal ReserveSmall Bank

FFIEC-reported organizational relationships

2 FFIEC NIC relationship records

Showing 1 through 2 of 2 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipUB FINANCIAL LLCDomestic Entity OtherSpringdale, AR
ROOT_INSTITUTIONUNITED BANKState Member BankSpringdale, AR

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered member bank