Listed locations
16
Institution profile
United Bank (Zebulon, GA)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- United Bank
- Display name
- United Bank (Zebulon, GA)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 31, 1905
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Zebulon, GA, 30295, United States
- Website
- https://www.accessunited.com
- FDIC certificate number
- 172
- Federal Reserve RSSD ID
- 37435
- Domestic location count
- 18
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 172
- Federal Reserve RSSD ID
- 37435
- Headquarters
- 685 Griffin Street, Zebulon, GA, 30295, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 16 of 16 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BARNESVILLE BRANCH | 308 Thomaston ST | Barnesville | GA | 30204 |
| INGLES BRANCH | 625 Highway 341 South | Barnesville | GA | 30204 |
| BOLINGBROKE BRANCH OFFICE | 10788 Estes Road | Bolingbroke | GA | 31004 |
| COVINGTON BRANCH HIGHWAY 278 | 7200 Highway 278 NE | Covington | GA | 30014 |
| FORSYTH BRANCH OFFICE | 1 East Main Street | Forsyth | GA | 31029 |
| GRIFFIN BRANCH | 505 South Hill Street | Griffin | GA | 30224-0628 |
| NORTHSIDE BRANCH | 1500 West Mcintosh Street | Griffin | GA | 30223 |
| UNITED BANK - TAYLOR STREET | 1340 West Taylor Street | Griffin | GA | 30223-2148 |
| JACKSON BRANCH | 150 Covington Street | Jackson | GA | 30233 |
| MADISON BRANCH OFFICE | 256 North Main Street | Madison | GA | 30650 |
| FIRST COWETA BANK BRANCH | 61 Bullsboro Drive | Newnan | GA | 30263 |
| NEWNAN SULLIVAN ROAD | 2245 Highway 34 East | Newnan | GA | 30265 |
| THOMASTON BRANCH | 215 North Center Street | Thomaston | GA | 30286 |
| THOMASTON NORTHSIDE | 1111 Hwy 19 North | Thomaston | GA | 30286 |
| WILLIAMSON BRANCH | 435 Highway 362 West | Williamson | GA | 30292 |
| WOODBURY BRANCH | 33 Jones Mill Road | Woodbury | GA | 30293 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- April 1, 2025
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| April 1, 2025 | Satisfactory | FDIC | Large Bank Exam |
| December 1, 2021 | Satisfactory | FDIC | Large Bank Exam |
| July 1, 2018 | Satisfactory | FDIC | Intermediate Small Bank |
| July 1, 2015 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2012 | Satisfactory | FDIC | Intermediate Small Bank |
| March 2, 2009 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2004 | Satisfactory | FDIC | Large Bank Exam |
| December 1, 2002 | Satisfactory | FDIC | Large Bank Exam |
| April 1, 1999 | Satisfactory | FDIC | Small Bank |
| June 1, 1996 | Outstanding | FDIC | Small Bank |
| January 1, 1994 | Satisfactory | FDIC | Not Reported |
| October 1, 1991 | Satisfactory | FDIC | Not Reported |
Institutional history
7 FFIEC NIC history events
Showing 1 through 7 of 7 history events
| Event date | Event type | Related institution |
|---|---|---|
| August 20, 2016 | Failure - Government Assistance Provided | WOODBURY BANKING COMPANY, THE |
| August 1, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 23, 2010 | Failure - Government Assistance Provided | FIRST NATIONAL BANK OF BARNESVILLE, THE |
| August 22, 2009 | Failure - Government Assistance Provided | FIRST COWETA BANK |
| December 6, 2008 | Failure - Government Assistance Provided | FIRST GEORGIA COMMUNITY BANK |
| January 1, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | UNITED BANK | Non-member Bank | Zebulon, GA |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank