Listed locations
7
Institution profile
Union Bank (Grand Rapids, MI)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Union Bank
- Display name
- Union Bank (Grand Rapids, MI)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- September 4, 1934
- Established date
- January 1, 1934
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Grand Rapids, MI, 49546, United States
- Website
- https://www.ubmich.com
- FDIC certificate number
- 14722
- Federal Reserve RSSD ID
- 390840
- Domestic location count
- 9
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 14722
- Federal Reserve RSSD ID
- 390840
- LEI
- 2549003KE4TBG4N5AY60
- Headquarters
- 670 Cascade West Parkway Southeast, Grand Rapids, MI, 49546, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 7 of 7 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ADA BRANCH | 523 Ada Drive, Suite 102 | Ada | MI | 49301 |
| DIMONDALE BRANCH | 127 East Road | Dimondale | MI | 48821 |
| HASTING BRANCH | 529 West State Street | Hastings | MI | 49058 |
| LAKE ODESSA BRANCH | 1150 Jordan Lake Street | Lake Odessa | MI | 48849 |
| MULLIKEN BRANCH | 233 West Grand Ledge Highway | Mulliken | MI | 48861 |
| PORTAGE BRANCH | 515 East Centre Avenue | Portage | MI | 49002 |
| WESTPHALIA BRANCH | 202 East Main Street | Westphalia | MI | 48894 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Needs to Improve
- Exam date
- July 1, 2024
- Regulator
- FDIC
- Examination method
- Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| July 1, 2024 | Needs to Improve | FDIC | Small Bank |
| May 1, 2018 | Satisfactory | FDIC | Small Bank |
| May 1, 2012 | Satisfactory | FDIC | Small Bank |
| January 1, 2007 | Satisfactory | FDIC | Small Bank |
| January 1, 2002 | Satisfactory | FDIC | Small Bank |
| July 1, 1997 | Satisfactory | FDIC | Small Bank |
| May 1, 1994 | Outstanding | FDIC | Not Reported |
| April 1, 1992 | Satisfactory | FDIC | Not Reported |
FFIEC-reported organizational relationships
4 FFIEC NIC relationship records
Showing 1 through 4 of 4 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | U. B. FINANCIAL SERVICES, INC. | Domestic Entity Other | Lake Odessa, MI |
| Direct relationship | UB CONSULTING, LLC | Domestic Entity Other | Lake Odessa, MI |
| Direct relationship | UB REAL ESTATE L.L.C. | Domestic Entity Other | Lake Odessa, MI |
| ROOT_INSTITUTION | UNION BANK | Non-member Bank | Grand Rapids, MI |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank