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Institution profile

UNICO Bank

Bank · Active · Headquarters: Mineral Point, MO

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
UNICO Bank
Display name
UNICO Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 1, 1901
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Mineral Point, MO, 63660, United States
FDIC certificate number
10608
Federal Reserve RSSD ID
975153
Domestic location count
15
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
10608
Federal Reserve RSSD ID
975153
LEI
254900UEAUWHP0CJXA09
Headquarters
625 Veterans Drive, Mineral Point, MO, 63660, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

14

Showing 1 through 14 of 14 listed locations

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Showing 1 through 14 of 14 FFIEC NIC branch locations
BranchAddressCityStatePostal code
HARRISBURG BRANCH1100 North IllinoisHarrisburgAR72432
HILLTOP BRANCH3513 East Johnson AvenueJonesboroAR72405
SOUTHWEST DRIVE BRANCH2702 S. Culberhouse, Suite UJonesboroAR72401
LAKE CITY BRANCH100 Cobean BoulevardLake CityAR72437
MARKED TREE BRANCH210 Frisco StreetMarked TreeAR72365
LINWOOD DRIVE BRANCH1908 Linwood DriveParagouldAR72450
PARAGOULD BRANCH506 West KingshighwayParagouldAR72450
REYNOLDS ROAD BRANCH201 Reynolds RoadParagouldAR72450
TRUMANN BRANCH514 Industrial DriveTrumannAR72472
BISMARCK BRANCH1001 Cedar StreetBismarckMO63624
DESLOGE BRANCH400 North StateDeslogeMO63601
FARMINGTON BRANCH755 Weber RoadFarmingtonMO63640
KENNETT BRANCH1115 Independence AvenueKennettMO63857
PARK HILLS BRANCH1000 East Main StreetPark HillsMO63601

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
April 1, 2026
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
April 1, 2026SatisfactoryFDICIntermediate Small Bank
January 1, 2023SatisfactoryFDICIntermediate Small Bank
February 1, 2020SatisfactoryFDICSmall Bank
November 1, 2013SatisfactoryFDICSmall Bank
August 1, 2008SatisfactoryFDICSmall Bank
July 1, 2003SatisfactoryFDICSmall Bank
December 1, 1998SatisfactoryFDICSmall Bank
February 1, 1996SatisfactoryFDICNot Reported
January 1, 1994SatisfactoryFDICNot Reported
February 1, 1991SatisfactoryFDICNot Reported

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
January 15, 2000Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONUNICO BANKNon-member BankMineral Point, MO

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank