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Institution profile

ULSTER

Credit union · Active · Main office: Kingston, NY

Profile data observed August 6, 2026

Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

HMDA activity

Public HMDA records are available for 2019.

HMDA records

17

2019

Loan originations

7

2019

Denials

6

2019

Withdrawals

4

2019

Denial rate among decisioned applications

46.2%

2019

Annual history

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
201917706446.2%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2019
CategoryHMDA records
Conventional17
FHA0
VA0
RHS / FSA0
Home purchase2
Home improvement6
Refinancing2
Cash-out refinancing5

State reporting

1 state / territory reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.