U.S. Mortgage Index

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Public institution profile · Bank · Not a recommendation

Truist Bank

BankCharlotte, NCActive

FDIC certificate 9846

Data observedAugust 3, 2026Section records may have different source dates.

Identifiers, verification, and corrections

Stable identifiers

Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.

FDIC certificate
9846
company ID
Not published — no verified match
More identifiers
Federal Reserve
852320
OCC charter number
Not published — no verified match
Not published — no verified match
Official website
https://www.Truist.com

Verify at FDICVerify at FFIEC NIC / regulator

Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Profile notes

This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.

Data correction

Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.

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At a glance

Institution type
Bank
Status
Active
Headquarters
Charlotte, NC
HMDA activity
Published activity year 2025
Listed branch locations
1,913
Complaint records
CFPB search status is not currently available.
CRA examinations
Outstanding, exam January 1, 2025
Institution history
116 published events

What USMI publishes

Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.

Institution type
Bank
Status
Active
Headquarters
Charlotte, NC
activity
Published activity year 2025
Listed branch locations
1,913
Complaint records
CFPB search status is not currently available.
CRA examinations
Outstanding, exam January 1, 2025
Institution history
116 published events

Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.

What this profile is not

  • Not a lender recommendation or ranking.
  • Not a mortgage rate sheet or quote.
  • Not an underwriting, approval, or eligibility decision.
  • Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
  • Not a complaint-resolution channel.
  • Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.

HMDA

Mortgage activity

Reported records for the selected year. These figures are not a lender score.

112,148reported records

41,059reported originations

2025 reported mortgage activity. Source: HMDA.

HMDA2025The year selector below shows each published activity year.

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activity

Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.

Geographynationwide

HMDA source observed2026-08-09

HMDA records

112,148

2025

Loan originations

41,059

2025

Denials

29,775

2025

Withdrawals

7,333

2025

Denial rate among decisioned applications

40.8%

2025

Annual history

Scroll sideways to review every HMDA column.

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
2025112,14841,0592,14429,7757,33340.8%
2024105,45735,8651,82232,4766,69646.3%
2023122,57643,0583,43935,5226,35343.3%
2022194,56967,6135,83040,0587,61735.3%
2021286,895101,63212,29848,45011,91129.8%
2020329,924112,81110,35154,90119,69330.8%
2019141,79658,7084,09024,5957,58528.1%
2018125,52454,7804,10824,6896,05629.5%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2025
CategoryHMDA records
Conventional105,051
FHA4,647
VA2,260
RHS / FSA190
Home purchase41,345
Home improvement19,181
Refinancing20,594
Cash-out refinancing6,259

State reporting

50 states / territories reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.

CFPB

CFPB consumer submissions

Complaints are consumer submissions and are not findings of wrongdoing.

CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.

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CFPB Mortgage Complaint Activity

No published complaint result found

No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.

This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.

CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.

Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.

Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.

View the methodology

Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.

Regulatory records

Regulatory & institutional records

Only records that apply to this institution are shown. Identifiers stay as published.

FFIEC NICAugust 19, 2026Observed date for the NIC institution record.

Ask about this regulatory record

Institution identity

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Truist Bank
Display name
Truist Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 1, 1872
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Charlotte, NC, 28202, United States
Website
https://www.Truist.com
FDIC certificate number
9846
Federal Reserve
852320
Domestic location count
1,931
Source observed
August 3, 2026

Regulatory information

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
9846
Federal Reserve
852320
JJKC32MCHWDI71265Z06
Headquarters
214 N. Tryon Street, Charlotte, NC, 28202, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Outstanding
Exam date
January 1, 2025
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
January 1, 2025OutstandingFDICLarge Bank Exam
June 1, 2021OutstandingFDICLarge Bank Exam
May 1, 2018OutstandingFDICLarge Bank Exam
June 1, 2015OutstandingFDICLarge Bank Exam
November 1, 2012OutstandingFDICLarge Bank Exam
September 1, 2010SatisfactoryFDICLarge Bank Exam
September 1, 2005OutstandingFDICLarge Bank Exam
March 1, 2002OutstandingFDICLarge Bank Exam
October 1, 1998SatisfactoryFDICLarge Bank Exam
October 1, 1996OutstandingFDICSmall Bank
February 1, 1994SatisfactoryFDICNot Reported
April 1, 1990OutstandingFDICNot Reported

Read the methodology

Formal hierarchy

FFIEC NIC hierarchy rows

25

Showing 1 through 25 of 25 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipAFCO HOLDINGS, LLCDomestic Entity OtherFlorence, SC
Direct relationshipBB&T CAPITAL PARTNERS, L.L.C.Domestic Entity OtherWinston-salem, NC
Direct relationshipBB&T COLLATERAL SERVICE CORPORATIONDomestic Entity OtherWinston-salem, NC
Direct relationshipBB&T COLLATERAL SERVICE CORPORATIONDomestic Entity OtherCharleston, WV
Direct relationshipBB&T COLLATERAL SERVICE CORPORATIONDomestic Entity OtherKnoxville, TN
Direct relationshipBB&T CREDIT SERVICES, INC.Finance CompanyGreensboro, NC
Direct relationshipBB&T-VA COLLATERAL SERVICE CORPORATIONDomestic Entity OtherRichmond, VA
Direct relationshipFIVE BALLPARK CENTER, LLCDomestic Entity OtherAtlanta, GA
Direct relationshipFIVE POINTS CAPITAL PARTNERS IV, L.P.Domestic Entity OtherWinston-salem, NC
Direct relationshipGRANDBRIDGE REAL ESTATE CAPITAL LLCDomestic Entity OtherCharlotte, NC
Direct relationshipRAC FINANCIAL HOLDINGS, LLCDomestic Entity OtherGreenville, NC
Direct relationshipSAVANNAH COMMUNITY DEVELOPMENT CORPORATIONDomestic Entity OtherSavannah, GA
Direct relationshipSERVICE FINANCE HOLDINGS, LLCDomestic Entity OtherBoca Raton, FL
Direct relationshipSUNTRUST ROBINSON HUMPHREY FUNDING, LLCDomestic Entity OtherAtlanta, GA
Direct relationshipSUNTRUST SECURITIZATION HOLDINGS, LLCDomestic Entity OtherAtlanta, GA
Direct relationshipSUNTRUST TOTAL RETURN SWAP FUNDING, LLCDomestic Entity OtherAtlanta, GA
Direct relationshipTB SUBSIDIARY HOLDINGS, INC.Domestic Entity OtherNewark, DE
Direct relationshipTRUIST CIG LLCDomestic Entity OtherCharlotte, NC
Direct relationshipTRUIST COMMUNITY CAPITAL, LLCDomestic Entity OtherAtlanta, GA
Direct relationshipTRUIST FOUNDATION, INC.Domestic Entity OtherCharlotte, NC
Direct relationshipTRUIST FOUNDRY HOLDINGS LLCDomestic Entity OtherCharlotte, NC
Direct relationshipTRUIST MERCHANT SERVICES LLCDomestic Entity OtherWilson, NC
Direct relationshipTRUIST TE-MB HOLDINGS, LLCDomestic Entity OtherCharlotte, NC
Direct relationshipTRUIST TIH HOLDINGS, INC.Domestic Entity OtherCharlotte, NC
ROOT_INSTITUTIONTRUIST BANKNon-member BankCharlotte, NC

These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank

Locations

Branch and office locations

Start with the published count and primary location. Search stays paged so the first view stays readable.

FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.

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Branch locations

Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.

Branch network

Listed locations

1,913

Showing 551 through 600 of 1,913 listed locations

Scroll sideways to see every branch column.

Showing 551 through 600 of 1,913 FFIEC NIC branch locations
BranchAddressCityStatePostal code
PEACH ORCHARD BRANCH2625 Peach Orchard RDAugustaGA30906
WASHINGTON ROAD BRANCH2901 Washington RDAugustaGA30909
BROOKWOOD SQUARE BRANCH1661 East West ConnectorAustellGA30106
BAXLEY BRANCH105 W Parker STBaxleyGA31513
BLUE RIDGE BRANCH3831 Appalachian HighwayBlue RidgeGA30513
BOWDON BRANCH207 West College StreetBowdonGA30108
BREMEN BRANCH501 Alabama Avenue SouthBremenGA30110
BRUNSWICK BRANCH800 Glynn IsleBrunswickGA31525
LANIER ISLANDS PARKWAY BRANCH4920 Lanier Islands ParkwayBufordGA30518
MALL OF GEORGIA BRANCH3400 Buford DriveBufordGA30519
BUTLER BRANCH37 South Broad STButlerGA31006
BYRON BRANCH102 GA Highway 49 SouthByronGA31008
HIGHWAY 53 BRANCH409 Highway 53 ECalhounGA30701
CANTON MARKETPLACE BRANCH1628 Cumming HwyCantonGA30115
CARROLLTON CROSSROADS BRANCH1371 S Park StreetCarrolltonGA30117
CARTERSVILLE BRANCH515 East Main StreetCartersvilleGA30121
CEDARTOWN BRANCH632 N Main StreetCedartownGA30125
CHAMBLEE BRANCH5370 Peachtree Industrial BlvdChambleeGA30341
EMBRY HILLS BRANCH3603 Chamblee Tucker RoadChambleeGA30341
HISTORIC COLLEGE PARK BRANCH3857 Main StreetCollege ParkGA30337
RIVER STATION BRANCH5420 W Fayetteville RoadCollege ParkGA30349
BRADLEY PARK BRANCH1645 Bradley Park DriveColumbusGA31904
COLUMBUS DOWNTOWN BRANCH1246 First AvenueColumbusGA31901
CROSS COUNTRY BRANCH2050 Auburn AveColumbusGA31906
PEACHTREE MALL BRANCH3491 Courtyard WayColumbusGA31909
BANK STREET BRANCH930 S Main ST NEConyersGA30012
HIGHWAY 138 BRANCH1887 Highway 20 SEConyersGA30013
COVINGTON BRANCH3110 Hwy 278 NECovingtonGA30014
AVENUES OF FORSYTH BRANCH360 Peachtree ParkwayCummingGA30041
CUMMING BRANCH214 Dahlonega StreetCummingGA30040
HAW CREEK BRANCH1170 Buford HwyCummingGA30041
KEITH BRIDGE BRANCH2673 Freedom PkwyCummingGA30041
POLO FIELDS BRANCH6005 Post RoadCummingGA30040
DACULA BRANCH792 Dacula RoadDaculaGA30019
HAMILTON MILL BRANCH3480 Braselton HighwayDaculaGA30019
DAHLONEGA BRANCH148 Memorial DriveDahlonegaGA30533
MERCHANTS DRIVE BRANCH276 Merchants DriveDallasGA30132
SEVEN HILLS STATION BRANCH76 Seven Hills Boulevard Suite 101DallasGA30132
DALTON DOWNTOWN BRANCH201 W Waugh STDaltonGA30720
GLENWOOD AVENUE BRANCH1244 N Glenwood AvenueDaltonGA30721
DAWSONVILLE BRANCH136 Highway 400 SouthDawsonvilleGA30534
BELVEDERE PARK BRANCH3604 Memorial DriveDecaturGA30032
DECATUR BRANCH190 West Ponce DE Leon AvenueDecaturGA30030
DECATUR CROSSING BRANCH2591 Blackmon Dr.DecaturGA30033
NORTH DEKALB BRANCH2175 Lawrenceville HighwayDecaturGA30033
SOUTH DEKALB BRANCH2727 Candler RoadDecaturGA30034
DOUGLAS BRANCH201 South Peterson AvenueDouglasGA31533
ARBOR PLACE BRANCH6943 Douglas BoulevardDouglasvilleGA30135
FAIRBURN ROAD BRANCH5641 Fairburn RoadDouglasvilleGA30134
DULUTH BRANCH3209 Buford HwyDuluthGA30096

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

History

Institution history

Events are listed by date. The source event type is kept with the record.

HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.

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Institution history

History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.

Institutional history

FFIEC NIC history events

116

Showing 1 through 25 of 116 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
December 7, 2019Charter Discontinued (Merger or Purchase & Assumption)SUNTRUST BANK
April 2, 2016Charter Discontinued (Merger or Purchase & Assumption)NATIONAL PENN MANAGEMENT SERVICES, LLC
April 2, 2016Charter Discontinued (Merger or Purchase & Assumption)NATIONAL PENN BANK
August 1, 2015Charter Discontinued (Merger or Purchase & Assumption)SUSQUEHANNA TRUST & INVESTMENT COMPANY
August 1, 2015Charter Discontinued (Merger or Purchase & Assumption)SEMPER TRUST COMPANY
August 1, 2015Charter Discontinued (Merger or Purchase & Assumption)—
June 20, 2015Charter Discontinued (Merger or Purchase & Assumption)—
May 1, 2013Charter Discontinued (Merger or Purchase & Assumption)CREATIVE PAYMENT SOLUTIONS, INC.
January 1, 2013Charter Discontinued (Merger or Purchase & Assumption)BB&T CENTRALIZED SOLUTIONS, INC.
January 1, 2013Charter Discontinued (Merger or Purchase & Assumption)—
August 2, 2012Charter Discontinued (Merger or Purchase & Assumption)BANKATLANTIC
January 1, 2010Charter Discontinued (Merger or Purchase & Assumption)STANLEY, HUNT, DUPREE & RHINE, INC.
August 15, 2009Failure - Government Assistance ProvidedCOLONIAL BANK
December 13, 2008Failure - Government Assistance ProvidedHAVEN TRUST BANK
August 18, 2007Charter Discontinued (Merger or Purchase & Assumption)—
January 1, 2007Charter Discontinued (Merger or Purchase & Assumption)—
January 1, 2007Charter Discontinued (Merger or Purchase & Assumption)—
November 11, 2006Charter Discontinued (Merger or Purchase & Assumption)—
November 11, 2006Charter Discontinued (Merger or Purchase & Assumption)—
November 11, 2006Charter Discontinued (Merger or Purchase & Assumption)—
September 16, 2006Charter Discontinued (Merger or Purchase & Assumption)—
November 1, 2005Charter Discontinued (Merger or Purchase & Assumption)BB&T FACTORS CORPORATION
June 12, 2004Charter Discontinued (Merger or Purchase & Assumption)—
October 11, 2003Charter Discontinued (Merger or Purchase & Assumption)—
October 11, 2003Charter Discontinued (Merger or Purchase & Assumption)—

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

SourcesEach source keeps its own observed date. Dates are not combined into one profile date.

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Sources & methodology

Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.

CFPB Consumer Complaint Database search

Consumer Financial Protection Bureau

Source reviewed2026-08-03

Limitation

Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.

Methodology

HMDA modified LAR

Consumer Financial Protection Bureau

Source reviewed2026-08-03

Limitation

HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.

Methodology

Cite this profile

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