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Institution profile

Truist Bank

Bank · Active · Headquarters: Charlotte, NC

Profile data observed August 3, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Truist Bank
Display name
Truist Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 1, 1872
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Charlotte, NC, 28202, United States
Website
https://www.Truist.com
FDIC certificate number
9846
Federal Reserve RSSD ID
852320
Domestic location count
1,931
Source observed
August 3, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
9846
Federal Reserve RSSD ID
852320
LEI
JJKC32MCHWDI71265Z06
Headquarters
214 N. Tryon Street, Charlotte, NC, 28202, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

1,913

Showing 1 through 50 of 1,913 listed locations

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Outstanding
Exam date
January 1, 2025
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
January 1, 2025OutstandingFDICLarge Bank Exam
June 1, 2021OutstandingFDICLarge Bank Exam
May 1, 2018OutstandingFDICLarge Bank Exam
June 1, 2015OutstandingFDICLarge Bank Exam
November 1, 2012OutstandingFDICLarge Bank Exam
September 1, 2010SatisfactoryFDICLarge Bank Exam
September 1, 2005OutstandingFDICLarge Bank Exam
March 1, 2002OutstandingFDICLarge Bank Exam
October 1, 1998SatisfactoryFDICLarge Bank Exam
October 1, 1996OutstandingFDICSmall Bank
February 1, 1994SatisfactoryFDICNot Reported
April 1, 1990OutstandingFDICNot Reported

Read the methodology

Institutional history

116 FFIEC NIC history events

Showing 1 through 25 of 116 history events

FFIEC-reported organizational relationships

25 FFIEC NIC relationship records

Showing 1 through 25 of 25 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipAFCO HOLDINGS, LLCDomestic Entity OtherFlorence, SC
Direct relationshipBB&T CAPITAL PARTNERS, L.L.C.Domestic Entity OtherWinston-salem, NC
Direct relationshipBB&T COLLATERAL SERVICE CORPORATIONDomestic Entity OtherWinston-salem, NC
Direct relationshipBB&T COLLATERAL SERVICE CORPORATIONDomestic Entity OtherCharleston, WV
Direct relationshipBB&T COLLATERAL SERVICE CORPORATIONDomestic Entity OtherKnoxville, TN
Direct relationshipBB&T CREDIT SERVICES, INC.Finance CompanyGreensboro, NC
Direct relationshipBB&T-VA COLLATERAL SERVICE CORPORATIONDomestic Entity OtherRichmond, VA
Direct relationshipFIVE BALLPARK CENTER, LLCDomestic Entity OtherAtlanta, GA
Direct relationshipFIVE POINTS CAPITAL PARTNERS IV, L.P.Domestic Entity OtherWinston-salem, NC
Direct relationshipGRANDBRIDGE REAL ESTATE CAPITAL LLCDomestic Entity OtherCharlotte, NC
Direct relationshipRAC FINANCIAL HOLDINGS, LLCDomestic Entity OtherGreenville, NC
Direct relationshipSAVANNAH COMMUNITY DEVELOPMENT CORPORATIONDomestic Entity OtherSavannah, GA
Direct relationshipSERVICE FINANCE HOLDINGS, LLCDomestic Entity OtherBoca Raton, FL
Direct relationshipSUNTRUST ROBINSON HUMPHREY FUNDING, LLCDomestic Entity OtherAtlanta, GA
Direct relationshipSUNTRUST SECURITIZATION HOLDINGS, LLCDomestic Entity OtherAtlanta, GA
Direct relationshipSUNTRUST TOTAL RETURN SWAP FUNDING, LLCDomestic Entity OtherAtlanta, GA
Direct relationshipTB SUBSIDIARY HOLDINGS, INC.Domestic Entity OtherNewark, DE
Direct relationshipTRUIST CIG LLCDomestic Entity OtherCharlotte, NC
Direct relationshipTRUIST COMMUNITY CAPITAL, LLCDomestic Entity OtherAtlanta, GA
Direct relationshipTRUIST FOUNDATION, INC.Domestic Entity OtherCharlotte, NC
Direct relationshipTRUIST FOUNDRY HOLDINGS LLCDomestic Entity OtherCharlotte, NC
Direct relationshipTRUIST MERCHANT SERVICES LLCDomestic Entity OtherWilson, NC
Direct relationshipTRUIST TE-MB HOLDINGS, LLCDomestic Entity OtherCharlotte, NC
Direct relationshipTRUIST TIH HOLDINGS, INC.Domestic Entity OtherCharlotte, NC
ROOT_INSTITUTIONTRUIST BANKNon-member BankCharlotte, NC

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank