Listed locations
17
Institution profile
Traditional Bank, Inc.
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Traditional Bank, Inc.
- Display name
- Traditional Bank, Inc.
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- March 17, 1902
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Mount Sterling, KY, 40353, United States
- FDIC certificate number
- 2711
- Federal Reserve RSSD ID
- 786210
- Domestic location count
- 20
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 2711
- Federal Reserve RSSD ID
- 786210
- LEI
- 549300D88XVKM6DJOC77
- Headquarters
- 49 West Main St., Mount Sterling, KY, 40353, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 17 of 17 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ARROWHEAD COURT BRANCH | 91 Arrowhead CT | Frankfort | KY | 40601 |
| FRANKFORT WEST BRANCH | 1140 US 127 South | Frankfort | KY | 40601 |
| MENIFEE COUNTY BRANCH | 114 Main Street | Frenchburg | KY | 40322 |
| JEFFERSONVILLE BRANCH | 7880 Main Street | Jeffersonville | KY | 40337 |
| PALOMAR CENTRE BRANCH | 3720 Palomar Centre Drive | Lexington | KY | 40513 |
| PALUMBO BRANCH | 2801 Palumbo Drive | Lexington | KY | 40509 |
| SHORT STREET BRANCH | 163 West Short Street Suite 100 | Lexington | KY | 40507 |
| SOUTHLAND DRIVE BRANCH | 457 Southland Drive | Lexington | KY | 40503 |
| TATES CREEK ROAD BRANCH | 3353 Tates Creek RD | Lexington | KY | 40502 |
| INDIAN MOUND BRANCH | 7450 Indian Mound Drive | Mount Sterling | KY | 40353 |
| MAYSVILLE ROAD BRANCH | 637 North Maysville Road | Mount Sterling | KY | 40353 |
| MONTGOMERY SQUARE BRANCH | 1378 Indian Mound Drive | Mount Sterling | KY | 40353 |
| PARIS BRANCH | 3333 Lexington RD | Paris | KY | 40361 |
| ROCKY DRIVE BRANCH | 2106 Rocky Drive | Paris | KY | 40361 |
| SHELBYVILLE BRANCH | 111 The Pointe Boulevard | Shelbyville | KY | 40065 |
| WINCHESTER BRANCH | 875 Colby RD | Winchester | KY | 40391 |
| WINCHESTER WEST BROADWAY BRANCH | 30 West Broadway | Winchester | KY | 40391 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- November 1, 2023
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| November 1, 2023 | Satisfactory | FDIC | Large Bank Exam |
| January 1, 2021 | Satisfactory | FDIC | Large Bank Exam |
| February 1, 2018 | Satisfactory | FDIC | Intermediate Small Bank |
| February 1, 2015 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2012 | Satisfactory | FDIC | Intermediate Small Bank |
| February 1, 2009 | Satisfactory | FDIC | Intermediate Small Bank |
| October 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| August 1, 2002 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 2000 | Satisfactory | FDIC | Small Bank |
| August 1, 1997 | Outstanding | FDIC | Small Bank |
| August 1, 1995 | Outstanding | FDIC | Not Reported |
| October 1, 1993 | Outstanding | FDIC | Not Reported |
| December 1, 1991 | Outstanding | FDIC | Not Reported |
Institutional history
2 FFIEC NIC history events
Showing 1 through 2 of 2 history events
| Event date | Event type | Related institution |
|---|---|---|
| October 1, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 1988 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
2 FFIEC NIC relationship records
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | TBI INVESTMENTS, LLC | Domestic Entity Other | Mount Sterling, KY |
| ROOT_INSTITUTION | TRADITIONAL BANK, INC. | Non-member Bank | Mount Sterling, KY |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank