HMDA records
285
2024
Institution profile
TOWN SQ FNCL
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HMDA activity
Public HMDA records are available for 2019–2024.
Loan originations
140
2024
Denials
31
2024
Withdrawals
47
2024
Denial rate among decisioned applications
18.1%
2024
Annual history
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2024 | 285 | 140 | 0 | 31 | 47 | 18.1% |
| 2023 | 3,630 | 2,123 | 0 | 343 | 588 | 13.9% |
| 2022 | 5,855 | 2,743 | 31 | 406 | 1,228 | 12.8% |
| 2021 | 6,162 | 4,270 | 5 | 426 | 1,458 | 9.1% |
| 2020 | 6,281 | 4,379 | 17 | 549 | 1,327 | 11.1% |
| 2019 | 3,045 | 2,054 | 8 | 323 | 654 | 13.5% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 139 |
| FHA | 138 |
| VA | 7 |
| RHS / FSA | 1 |
| Home purchase | 238 |
| Home improvement | 0 |
| Refinancing | 9 |
| Cash-out refinancing | 38 |
State reporting
7 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.