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Institution profile

TOWN & COUNTRY

Credit union · Active · Main office: Scarborough, ME

Profile data observed August 6, 2026

Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

HMDA activity

Public HMDA records are available for 2019–2025.

HMDA records

937

2025

Loan originations

648

2025

Denials

161

2025

Withdrawals

76

2025

Denial rate among decisioned applications

18.7%

2025

Annual history

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
2025937648521617618.7%
20241,0137104215610517.2%
20238275792310911615.3%
202251838710517011.4%
20216134731139907.5%
20206644904644847.6%
2019654442525910010.7%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2025
CategoryHMDA records
Conventional937
FHA0
VA0
RHS / FSA0
Home purchase131
Home improvement339
Refinancing20
Cash-out refinancing262

State reporting

2 states / territories reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.