Listed locations
12
Institution profile
Thumb Bank and Trust
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Thumb Bank and Trust
- Display name
- Thumb Bank and Trust
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- June 14, 1934
- Established date
- January 1, 1895
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Pigeon, MI, 48755, United States
- Website
- https://WWW.THUMB.BANK
- FDIC certificate number
- 14513
- Federal Reserve RSSD ID
- 698649
- Domestic location count
- 14
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 14513
- Federal Reserve RSSD ID
- 698649
- LEI
- 549300EJVZTLWGR61E96
- Headquarters
- 7254 Michigan Avenue, Pigeon, MI, 48755, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 12 of 12 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BAD AXE BRANCH | 1 Huron Avenue, Suite A | Bad Axe | MI | 48413 |
| BAY CITY - WILDER BRANCH | 2985 Wilder Road | Bay City | MI | 48706 |
| BROWN CITY BRANCH | 4482 Main Street | Brown City | MI | 48416 |
| CARSONVILLE BRANCH | 3992 Chandler Street | Carsonville | MI | 48419 |
| CASEVILLE BRANCH | 7100 Main Street | Caseville | MI | 48725 |
| CASS CITY ROAD BRANCH | 6132 East Cass City Road | Cass City | MI | 48726 |
| DECKERVILLE BRANCH | 3397 Main Street | Deckerville | MI | 48427 |
| FREELAND BRANCH | 185 East Washington Street | Freeland | MI | 48623 |
| LEXINGTON BRANCH | 5536 Main Street | Lexington | MI | 48450 |
| MARLETTE BRANCH | 2592 South Van Dyke Road | Marlette | MI | 48453 |
| PORT SANILAC BRANCH | 55 South Ridge Street | Port Sanilac | MI | 48469 |
| SANDUSKY BRANCH | 520 West Sanilac Road | Sandusky | MI | 48471 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- March 10, 2025
- Regulator
- Federal Reserve
- Examination method
- Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| March 10, 2025 | Satisfactory | Federal Reserve | Small Bank |
| January 25, 2021 | Satisfactory | Federal Reserve | Small Bank |
Institutional history
2 FFIEC NIC history events
Showing 1 through 2 of 2 history events
| Event date | Event type | Related institution |
|---|---|---|
| November 16, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | THUMB BANK & TRUST | State Member Bank | Pigeon, MI |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank