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Institution profile

The Washington Trust Company, of Westerly

Bank · Active · Headquarters: Westerly, RI

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
The Washington Trust Company, of Westerly
Display name
The Washington Trust Company, of Westerly
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 2, 1982
Established date
January 1, 1800
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Westerly, RI, 02891, United States
Website
https://www.washtrust.com
FDIC certificate number
23623
Federal Reserve RSSD ID
816603
Domestic location count
30
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
23623
Federal Reserve RSSD ID
816603
LEI
549300HKYBSATM44Q425
Headquarters
23 Broad ST, Westerly, RI, 02891, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

28

Showing 1 through 28 of 28 listed locations

Scroll sideways to see every branch column.

Showing 1 through 28 of 28 FFIEC NIC branch locations
BranchAddressCityStatePostal code
MCQUADES MYSTIC BRANCH14 Clara DriveMysticCT06355
BARRINGTON BRANCH236 County RoadBarringtonRI02806
BLOCK ISLAND BRANCH123 Ocean AvenueBlock IslandRI02807
CHARLESTOWN BRANCH4137 Old Post RDCharlestownRI02813
COVENTRY BRANCH732 Tiogue AvenueCoventryRI02816
OAKLAWN BRANCH1203 Oaklawn AvenueCranstonRI02920
PLAINFIELD PIKE BRANCH2174 Plainfield PikeCranstonRI02921
RESERVOIR AVENUE BRANCH645 Reservoir AveCranstonRI02910
CUMBERLAND BRANCH1900 Mendon RoadCumberlandRI02864
EAST GREENWICH BRANCH695 Main StreetEast GreenwichRI02818
EAST PROVIDENCE BRANCH587 Taunton AvenueEast ProvidenceRI02914
JOHNSTON ATWOOD BRANCH1383 Atwood AveJohnstonRI02919
BONNET SHORES BRANCH885 Boston Neck RoadNarragansettRI02882
SWEET MEADOWS BRANCH20 Point Judith RDNarragansettRI02882
NORTH KINGSTOWN BRANCH7625 Post RoadNorth KingstownRI02852
EAST SIDE BRANCH229 Waterman StreetProvidenceRI02906
NORTH PROVIDENCE BRANCH1588 Mineral Spring AvenueProvidenceRI02904
OLNEYVILLE BRANCH1917 Westminster STProvidenceRI02909
PROVIDENCE TRUST OFFICE BRANCH10 Weybosset StreetProvidenceRI02903
WESTMINSTER STREET BRANCH156 Westminster StreetProvidenceRI02903
RUMFORD BRANCH330 Newport AvenueRumfordRI02916
SMITHFIELD BRANCH371 Putnam PikeSmithfieldRI02917
WAKEFIELD BRANCH730 Kingstown RoadWakefieldRI02879
CENTERVILLE ROAD BRANCH236 Centerville RoadWarwickRI02886
GOVERNOR FRANCIS BRANCH1473 Warwick AvenueWarwickRI02888
FRANKLIN STREET BRANCH126 Franklin STWesterlyRI02891
MCQUADES WESTERLY SUPERMARKET BRANCH106 Main StreetWesterlyRI02891
RICHMOND BRANCH1200 Main STWyomingRI02898

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
May 1, 2024
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
May 1, 2024SatisfactoryFDICLarge Bank Exam
January 1, 2020SatisfactoryFDICLarge Bank Exam
September 1, 2016SatisfactoryFDICLarge Bank Exam
April 1, 2013SatisfactoryFDICLarge Bank Exam
May 1, 2010SatisfactoryFDICLarge Bank Exam
March 1, 2007SatisfactoryFDICLarge Bank Exam
May 1, 2004OutstandingFDICLarge Bank Exam
August 1, 2001OutstandingFDICLarge Bank Exam
May 1, 1999OutstandingFDICLarge Bank Exam
September 1, 1996OutstandingFDICSmall Bank
September 1, 1994SatisfactoryFDICNot Reported
June 1, 1991SatisfactoryFDICNot Reported

Read the methodology

Institutional history

3 FFIEC NIC history events

Showing 1 through 3 of 3 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
October 1, 2019Charter Discontinued (Merger or Purchase & Assumption)HALSEY ASSOCIATES, INC
April 17, 2002Charter Discontinued (Merger or Purchase & Assumption)—
August 26, 1999Charter Discontinued (Merger or Purchase & Assumption)—

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

7 FFIEC NIC relationship records

Showing 1 through 7 of 7 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipDELAWARE RIVER INVESTMENT CORPORATIONDomestic Entity OtherWesterly, RI
Direct relationshipFIVE STAR INVESTMENT CORPORATIONDomestic Entity OtherWesterly, RI
Direct relationshipPAWCATUCK PROPERTY MANAGEMENT, INC.Domestic Entity OtherWesterly, RI
Direct relationshipWASHINGTON FINANCIAL LLCDomestic Entity OtherWesterly, RI
Direct relationshipWASHINGTON TRUST ADVISORS, INC.Domestic Entity OtherWellesley, MA
Direct relationshipWASHINGTON TRUST MORGAGE COMPANY LLCDomestic Entity OtherWesterly, RI
ROOT_INSTITUTIONWASHINGTON TRUST COMPANY, OF WESTERLY, THENon-member BankWesterly, RI

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank