Listed locations
16
Institution profile
The Peoples Bank, Biloxi, Mississippi
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- The Peoples Bank, Biloxi, Mississippi
- Display name
- The Peoples Bank, Biloxi, Mississippi
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- April 13, 1896
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Biloxi, MS, 39530, United States
- Website
- https://www.thepeoples.com
- FDIC certificate number
- 340
- Federal Reserve RSSD ID
- 870539
- Domestic location count
- 18
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 340
- Federal Reserve RSSD ID
- 870539
- LEI
- 254900AVP2JVTYYT3V92
- Headquarters
- 152 Lameuse Street, Biloxi, MS, 39530, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 16 of 16 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BAY ST LOUIS BR | 408 Highway 90 East | Bay Saint Louis | MS | 39520 |
| CEDAR LAKE OFFICE | 1740 Popps Ferry Rd. | Biloxi | MS | 39532 |
| WEST BILOXI BRANCH | 2560 Pass Road | Biloxi | MS | 39531 |
| DIAMONDHEAD BRANCH | 5429 W Aloha Drive | Diamondhead | MS | 39525 |
| DIBERVILLE-ST MARTIN BRANCH | 10491 Lemoyne Blvd | Diberville | MS | 39540 |
| GAUTIER BRANCH | 2609 Highway 90 | Gautier | MS | 39553 |
| ARMED FORCES RETIREMENT HOME (AFRH) BRANCH | 1800 Beach Boulevard | Gulfport | MS | 39507 |
| DOWNTOWN GULFPORT BRANCH | 1105 30th Avenue | Gulfport | MS | 39501 |
| HANDSBORO (GULFPORT) BRANCH | 412 Pass Road | Gulfport | MS | 39507 |
| ORANGE GROVE BRANCH | 12020 Highway 49 North | Gulfport | MS | 39503 |
| LONG BEACH BRANCH | 298 Jeff Davis Avenue | Long Beach | MS | 39560 |
| OCEAN SPRINGS BRANCH | 2015 Bienville Blvd | Ocean Springs | MS | 39564 |
| PASS CHRISTIAN BRANCH | 301 East Second Street | Pass Christian | MS | 39571 |
| SAUCIER BRANCH | 17689 Second Street | Saucier | MS | 39574 |
| WAVELAND BRANCH | 470 Highway 90 | Waveland | MS | 39576 |
| WIGGINS BRANCH | 1312 South Magnolia Drive | Wiggins | MS | 39577 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- May 1, 2024
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| May 1, 2024 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2021 | Satisfactory | FDIC | Intermediate Small Bank |
| February 1, 2018 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2014 | Satisfactory | FDIC | Intermediate Small Bank |
| November 1, 2011 | Satisfactory | FDIC | Intermediate Small Bank |
| September 5, 2008 | Satisfactory | FDIC | Intermediate Small Bank |
| July 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| October 1, 2002 | Satisfactory | FDIC | Large Bank Exam |
| February 1, 2000 | Satisfactory | FDIC | Large Bank Exam |
| September 1, 1997 | Satisfactory | FDIC | Small Bank |
| June 1, 1995 | Satisfactory | FDIC | Not Reported |
| December 1, 1992 | Satisfactory | FDIC | Not Reported |
| July 21, 1990 | Outstanding | FDIC | Not Reported |
Institutional history
2 FFIEC NIC history events
Showing 1 through 2 of 2 history events
| Event date | Event type | Related institution |
|---|---|---|
| August 17, 1991 | Failure - Government Assistance Provided | SOUTHERN FEDERAL SAVINGS BANK |
| August 20, 1988 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | PEOPLES BANK, BILOXI, MISSISSIPPI, THE | Non-member Bank | Biloxi, MS |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank