HMDA records
5,346
2025
Public institution profile · Bank · Not a recommendation
BankNewark, OHActive
FDIC certificate 6653
Data observedAugust 5, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
5,346reported records
3,709reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
5,346
2025
Loan originations
3,709
2025
Denials
886
2025
Withdrawals
665
2025
Denial rate among decisioned applications
19.0%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 5,346 | 3,709 | 63 | 886 | 665 | 19.0% |
| 2024 | 5,352 | 3,670 | 65 | 987 | 618 | 20.9% |
| 2023 | 5,295 | 3,690 | 81 | 928 | 589 | 19.7% |
| 2022 | 6,106 | 4,294 | 77 | 1,034 | 697 | 19.1% |
| 2021 | 8,641 | 6,341 | 104 | 1,226 | 957 | 16.0% |
| 2020 | 11,983 | 9,015 | 110 | 1,666 | 1,183 | 15.4% |
| 2019 | 7,221 | 5,293 | 75 | 1,156 | 690 | 17.7% |
| 2018 | 6,693 | 4,710 | 98 | 1,195 | 687 | 19.9% |
| Category | HMDA records |
|---|---|
| Conventional | 5,268 |
| FHA | 51 |
| VA | 22 |
| RHS / FSA | 5 |
| Home purchase | 2,338 |
| Home improvement | 1,236 |
| Refinancing | 955 |
| Cash-out refinancing | 224 |
20 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
FFIEC NIC hierarchy rows
9
Showing 1 through 9 of 9 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | FIRST CITIZENS INVESTMENTS, INC | Domestic Entity Other | Dyersburg, TN |
| Direct relationship | MEADOWBROOK HOLDINGS, LLC | Domestic Entity Other | Newark, OH |
| Direct relationship | NSCB 2, LLC | Domestic Entity Other | Spartanburg, SC |
| Direct relationship | PARK INVESTMENTS, INC. | Domestic Entity Other | Wilmington, DE |
| Direct relationship | SCOPE LEASING, INC. | Domestic Entity Other | Columbus, OH |
| Direct relationship | X HOLDINGS NEVADA, LLC | Domestic Entity Other | Newark, OH |
| Direct relationship | X HOLDINGS TENNESSEE, LLC | Domestic Entity Other | Dyersberg, TN |
| Direct relationship | X HOLDINGS, LLC | Domestic Entity Other | Charlotte, NC |
| ROOT_INSTITUTION | PARK NATIONAL BANK, THE | National Bank | Newark, OH |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
106
Showing 1 through 50 of 106 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| LOUISVILLE BRANCH | 2305 River Road, Suite 300 | Louisville | KY | 40202 |
| ASHEVILLE BRANCH | 1127 Hendersonville Road | Asheville | NC | 28803 |
| CHARLOTTE BRANCH | 1300 Baxter St, Suite 170 | Charlotte | NC | 28204 |
| HENDERSONVILLE BRANCH | 218 North Main Street | Hendersonville | NC | 28792 |
| AMELIA-OHIO PIKE BRANCH | 1187 Ohio Pike | Amelia | OH | 45102 |
| ARCANUM NORTH BRANCH | 603 North Main Street | Arcanum | OH | 45304 |
| ASHLAND BRANCH | 1000 Sugarbush DR | Ashland | OH | 44805 |
| BALTIMORE BRANCH | 1301 West Market ST | Baltimore | OH | 43105 |
| BELLVILLE BRANCH | 154 Main Street | Bellville | OH | 44813 |
| BUCYRUS BRANCH | 401 South Sandusky Avenue | Bucyrus | OH | 44820 |
| GENDER ROAD BRANCH | 3680 Gender Road | Canal Winchester | OH | 43110 |
| CENTERBURG BRANCH | 35 West Main Street | Centerburg | OH | 43011 |
| ANDERSON BRANCH | 1075 Nimitzview Drive | Cincinnati | OH | 45230 |
| EASTGATE BRANCH | 4550 Eastgate Blvd | Cincinnati | OH | 45245 |
| ROOKWOOD OFFICE | 3825 Edwards Road, Suite 520 | Cincinnati | OH | 45209 |
| COLUMBUS BRANCH | 200 Civic Center Drive, Suite 700 | Columbus | OH | 43215 |
| MORSE ROAD BRANCH | 1607 Morse RD | Columbus | OH | 43229 |
| NORTH COSHOCTON BRANCH | 229 North 3rd Street | Coshocton | OH | 43812 |
| DANVILLE BRANCH | 4 Market Street | Danville | OH | 43014 |
| DRESDEN BANKING CENTER | 91 West Dave Longaberger Avenue | Dresden | OH | 43821 |
| ENON BRANCH | 3680 Marion Drive | Enon | OH | 45323 |
| FORT RECOVERY BANKING CENTER | 117 North Wayne Street | Fort Recovery | OH | 45846 |
| FREDERICKTOWN BRANCH | 137 N Main ST | Fredericktown | OH | 43019 |
| GALION BRANCH | 8 Public Square | Galion | OH | 44833 |
| GRANVILLE BRANCH | 119 E. Broadway | Granville | OH | 43023 |
| GREENVILLE THIRD AND WALNUT BRANCH | 175 East Third Street | Greenville | OH | 45331 |
| GREENVILLE-NORTH BRANCH | 1302 Wagner Avenue | Greenville | OH | 45331 |
| SECOND NATIONAL BANK | 499 South Broadway | Greenville | OH | 45331 |
| 30TH STREET BRANCH | 800 South 30th St. | Heath | OH | 43056 |
| HEBRON BRANCH | 103 East Main Street | Hebron | OH | 43025 |
| JAMESTOWN OFFICE | 82 West Washington Street | Jamestown | OH | 45335 |
| JOHNSTOWN BRANCH | 60 W. Coshocton St. | Johnstown | OH | 43031 |
| FAIRFIELD-MAIN OFFICE | 143 West Main Street | Lancaster | OH | 43130 |
| LANCASTER EAST OFFICE | 1001 East Main ST | Lancaster | OH | 43130 |
| LANCASTER MEMORIAL DRIVE BRANCH | 1280 N. Memorial DR | Lancaster | OH | 43130 |
| LEXINGTON BRANCH | 276 East Main Street | Lexington | OH | 44904 |
| LOGAN BRANCH | 61 N. Market Street | Logan | OH | 43138 |
| LOUDONVILLE BRANCH | 120 N Water Street | Loudonville | OH | 44842 |
| ASHLAND ROAD BRANCH | 797 Ashland RD | Mansfield | OH | 44905 |
| COOK ROAD BRANCH | 460 W Cook Road | Mansfield | OH | 44907 |
| MARION AVENUE BRANCH | 50 Marion Avenue | Mansfield | OH | 44903 |
| RICHLAND BANK | 3 North Main Street | Mansfield | OH | 44902 |
| SPRINGMILL BRANCH | 889 North Trimble Road | Mansfield | OH | 44906 |
| BARKS ROAD OFFICE | 129 Barks Road East | Marion | OH | 43302 |
| MECHANICSBURG BRANCH | 2 South Main Street | Mechanicsburg | OH | 43044 |
| MILLERSBURG BRANCH | 225 North Clay Street | Millersburg | OH | 44654 |
| MOUNT GILEAD BRANCH | 504 West High Street | Mount Gilead | OH | 43338 |
| COSHOCTON AVENUE BRANCH | 810 Coscocton Ave | Mount Vernon | OH | 43050 |
| FIRST-KNOX NATIONAL BANK OF MOUNT VERNON, THE | 1 S Main ST | Mount Vernon | OH | 43050 |
| NEW CARLISLE BRANCH | 201 North Main Street | New Carlisle | OH | 45344 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
17
Showing 1 through 17 of 17 history events
| Event date | Event type | Related institution |
|---|---|---|
| February 1, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 1, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 1, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 19, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | PARK INSURANCE GROUP, INC |
| September 20, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 20, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 6, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 30, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 30, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 16, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 16, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 18, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 3, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | CONSOLIDATED COMPUTER CENTER, INC. |
| May 1, 1985 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 23, 1973 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 28, 1970 | Charter Discontinued (Merger or Purchase & Assumption) | PEOPLES STATE BANK |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-05
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-05
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-05
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.