Listed locations
15
Institution profile
The Ohio Valley Bank Company
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- The Ohio Valley Bank Company
- Display name
- The Ohio Valley Bank Company
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1872
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Gallipolis, OH, 45631, United States
- Website
- https://www.ovbc.com
- FDIC certificate number
- 384
- Federal Reserve RSSD ID
- 498317
- Domestic location count
- 16
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 384
- Federal Reserve RSSD ID
- 498317
- LEI
- 549300JQGT4VX22XJ495
- Headquarters
- 420 Third Ave, Gallipolis, OH, 45631, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 15 of 15 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| EASTERN AVENUE BRANCH | 2145 Eastern Avenue | Gallipolis | OH | 45631 |
| HOLZER OFFICE | 100 Jackson Pike | Gallipolis | OH | 45631 |
| JACKSON PIKE BRANCH | 3035 State Route 160 | Gallipolis | OH | 45631 |
| MINI BANK BRANCH | 437 Fourth Avenue | Gallipolis | OH | 45631 |
| IRONTON BRANCH | 1013 Ironton Hills Drive #a-3 | Ironton | OH | 45638 |
| JACKSON BRANCH | 740 East Main St. | Jackson | OH | 45640 |
| OAK HILL BRANCH | 116 Jackson Street | Oak Hill | OH | 45656 |
| RIO GRANDE BRANCH | 27 North College Ave | Rio Grande | OH | 45674 |
| WAVERLY BRANCH | 197 East Emmitt Avenue | Waverly | OH | 45690 |
| WELLSTON BRANCH | 123 South Ohio Avenue | Wellston | OH | 45692 |
| BARBOURSVILLE BRANCH | 6431 US Route 60 East | Barboursville | WV | 25504 |
| BEND AREA OFFICE | 156 Mallard Lane | Mason | WV | 25260 |
| MILTON BRANCH | 280 East Main Street | Milton | WV | 25541 |
| POINT PLEASANT BRANCH | 328 Viand Street | Point Pleasant | WV | 25550 |
| POINT PLEASANT NORTH | 2509 Jackson Avenue | Point Pleasant | WV | 25550 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- March 31, 2025
- Regulator
- Federal Reserve
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| March 31, 2025 | Outstanding | Federal Reserve | Intermediate Small Bank |
| February 28, 2022 | Outstanding | Federal Reserve | Intermediate Small Bank |
| March 11, 2019 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| June 19, 2017 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| April 28, 2014 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| September 1, 2011 | Satisfactory | FDIC | Intermediate Small Bank |
| March 5, 2008 | Satisfactory | FDIC | Large Bank Exam |
| January 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| May 1, 2002 | Satisfactory | FDIC | Large Bank Exam |
| July 1, 1999 | Outstanding | FDIC | Large Bank Exam |
| July 1, 1996 | Outstanding | FDIC | Small Bank |
| January 1, 1994 | Satisfactory | FDIC | Not Reported |
| July 1, 1991 | Satisfactory | FDIC | Not Reported |
Institutional history
3 FFIEC NIC history events
Showing 1 through 3 of 3 history events
| Event date | Event type | Related institution |
|---|---|---|
| August 6, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 11, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 3, 1991 | Failure - Government Assistance Provided | CIVIC FEDERAL SAVINGS BANK |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
2 FFIEC NIC relationship records
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | OHIO VALLEY REO, LLC | Domestic Entity Other | Gallipolis, OH |
| ROOT_INSTITUTION | OHIO VALLEY BANK COMPANY, THE | State Member Bank | Gallipolis, OH |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank