Listed locations
8
Institution profile
The North Side Bank and Trust Company
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- The North Side Bank and Trust Company
- Display name
- The North Side Bank and Trust Company
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1892
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Cincinnati, OH, 45223, United States
- Website
- https://www.nsbt.net
- FDIC certificate number
- 9457
- Federal Reserve RSSD ID
- 615217
- Domestic location count
- 9
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 9457
- Federal Reserve RSSD ID
- 615217
- Headquarters
- 4125 Hamilton Ave, Cincinnati, OH, 45223, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 8 of 8 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BLUE ASH BRANCH | 9407 Kenwood Road | Cincinnati | OH | 45242 |
| COLERAIN OFFICE | 9315 Colerain Avenue | Cincinnati | OH | 45251 |
| DEHLI BRANCH | 633 Anderson Ferry RD | Cincinnati | OH | 45238 |
| FINNEYTOWN BRANCH | 906 North Bend RD | Cincinnati | OH | 45224 |
| HYDE PARK/OAKLEY | 2739 Madison RD | Cincinnati | OH | 45209 |
| MOUNT ADAMS BRANCH | 1111 Saint Gregory Street | Cincinnati | OH | 45202 |
| SPRINGDALE OFFICE | 11628 Springfield Pike | Cincinnati | OH | 45246 |
| WEST CHESTER | 8615 Shepherd Farm Drive | West Chester | OH | 45069 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- October 7, 2024
- Regulator
- Federal Reserve
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| October 7, 2024 | Outstanding | Federal Reserve | Intermediate Small Bank |
| February 3, 2020 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| June 6, 2016 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| May 13, 2013 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| February 28, 2011 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| December 8, 2008 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| November 13, 2006 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| November 29, 2004 | Needs to Improve | Federal Reserve | Large Bank Exam |
| November 4, 2002 | Satisfactory | Federal Reserve | Large Bank Exam |
| December 4, 2000 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 1, 1999 | Satisfactory | FDIC | Small Bank |
| September 1, 1996 | Satisfactory | FDIC | Small Bank |
| October 1, 1993 | Satisfactory | FDIC | Not Reported |
| September 1, 1992 | Needs to Improve | FDIC | Not Reported |
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | NORTH SIDE BANK AND TRUST COMPANY, THE | State Member Bank | Cincinnati, OH |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank