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Institution profile

The Mer Rouge State Bank

Bank · Active · Headquarters: Mer Rouge, LA

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
The Mer Rouge State Bank
Display name
The Mer Rouge State Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 1, 1903
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Mer Rouge, LA, 71261, United States
FDIC certificate number
314
Federal Reserve RSSD ID
741956
Domestic location count
1
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
314
Federal Reserve RSSD ID
741956
Headquarters
102 W. Davenport, Mer Rouge, LA, 71261, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
September 1, 2025
Regulator
FDIC
Examination method
Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
September 1, 2025SatisfactoryFDICSmall Bank
July 1, 2019SatisfactoryFDICSmall Bank
June 1, 2013SatisfactoryFDICSmall Bank
April 5, 2008SatisfactoryFDICSmall Bank
June 4, 2003SatisfactoryFDICSmall Bank
August 1, 1998SatisfactoryFDICSmall Bank
March 1, 1996SatisfactoryFDICNot Reported
October 1, 1993SatisfactoryFDICNot Reported
February 1, 1992SatisfactoryFDICNot Reported

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONMER ROUGE STATE BANK, THENon-member BankMer Rouge, LA

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank