Listed locations
28
Institution profile
The First Bank and Trust Company
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- The First Bank and Trust Company
- Display name
- The First Bank and Trust Company
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- August 3, 1979
- Established date
- August 3, 1979
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Lebanon, VA, 24266, United States
- Website
- https://www.firstbank.com
- FDIC certificate number
- 22918
- Federal Reserve RSSD ID
- 223322
- Domestic location count
- 34
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 22918
- Federal Reserve RSSD ID
- 223322
- Headquarters
- 359 West Main Street, Lebanon, VA, 24266, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 28 of 28 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| LILLINGTON BRANCH | 818 Mckinney Pkwy | Lillington | NC | 27546 |
| MOUNT AIRY BRANCH | 2100 Community Drive Suite B | Mount Airy | NC | 27030 |
| RED OAK BRANCH | 8315 Red Oak Boulevard | Red Oak | NC | 27868 |
| WILSON BRANCH | 200 Forest Hills Road NW | Wilson | NC | 27896 |
| PINNACLE BRANCH | 237 Pinnacle Parkway | Bristol | TN | 37620 |
| VOLUNTEER PARKWAY BRANCH | 1314 Volunteer Parkway | Bristol | TN | 37620 |
| GRAY BRANCH | 2100 Forest DR | Gray | TN | 37615 |
| JOHNSON CITY BRANCH | 1185 N State OF Franklin RD | Johnson City | TN | 37604 |
| KINGSPORT BRANCH | 1108 E Stone DR | Kingsport | TN | 37660 |
| MORRISTOWN BRANCH | 148 Cold Creek Drive | Morristown | TN | 37814 |
| EAST ABINGDON BRANCH | 933 East Main ST | Abingdon | VA | 24210 |
| WEST ABINGDON BRANCH | 667 West Main ST | Abingdon | VA | 24210 |
| BLACKSBURG BRANCH | 2695 Prices Fork Road | Blacksburg | VA | 24060 |
| BRIDGEWATER BRANCH | 610 North Main Street, Suite B | Bridgewater | VA | 22812 |
| EAST BRISTOL BRANCH | 1040 East Valley Drive | Bristol | VA | 24201 |
| CHRISTIANSBURG BRANCH | 150 Peppers Ferry Road | Christiansburg | VA | 24073 |
| FAIRLAWN OFFICE | 7305 Peppers Ferry Boulevard | Fairlawn | VA | 24141 |
| LYNCHBURG BRANCH | 17011 Forest Road | Forest | VA | 24551 |
| HANOVER BRANCH | 13221 Hanover Courthouse Road | Hanover | VA | 23069 |
| HARRISONBURG BRANCH | 120 University Blvd | Harrisonburg | VA | 22801 |
| EAST LEBANON BRANCH | 2030 East Main Street | Lebanon | VA | 24266 |
| NORTON BRANCH | 1026 Park Ave | Norton | VA | 24273 |
| STAUNTON BRANCH | 1030 Richmond Avenue | Staunton | VA | 24401 |
| VERONA BRANCH | 1563 Commerce RD | Verona | VA | 24482 |
| WAYNESBORO BRANCH | 851 Lew Dewitt Boulevard | Waynesboro | VA | 22980 |
| WISE BRANCH | 303 West Main Street | Wise | VA | 24293 |
| WOODSTOCK BRANCH | 1101 Hisey Avenue | Woodstock | VA | 22664 |
| WYTHEVILLE BRANCH | 1290 North 4th Street | Wytheville | VA | 24382 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- May 1, 2023
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| May 1, 2023 | Satisfactory | Federal Reserve | Large Bank Exam |
| October 19, 2020 | Satisfactory | Federal Reserve | Large Bank Exam |
| May 7, 2018 | Satisfactory | Federal Reserve | Large Bank Exam |
| February 29, 2016 | Satisfactory | Federal Reserve | Large Bank Exam |
| December 2, 2013 | Satisfactory | Federal Reserve | Large Bank Exam |
| November 14, 2011 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| November 2, 2009 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| November 26, 2007 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| October 17, 2005 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| September 13, 2004 | Satisfactory | Federal Reserve | Large Bank Exam |
| October 21, 2002 | Satisfactory | Federal Reserve | Small Bank |
| October 18, 1999 | Satisfactory | Federal Reserve | Small Bank |
| February 24, 1997 | Satisfactory | Federal Reserve | Small Bank |
Institutional history
2 FFIEC NIC history events
Showing 1 through 2 of 2 history events
| Event date | Event type | Related institution |
|---|---|---|
| May 1, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 29, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
2 FFIEC NIC relationship records
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | FIRST B&T FINANCIAL SERVICES, INC | Domestic Entity Other | Lebanon, VA |
| ROOT_INSTITUTION | FIRST BANK AND TRUST COMPANY, THE | State Member Bank | Lebanon, VA |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank