Institution profile

The Farmers & Merchants Bank (Stuttgart, AR)

Bank · Active · Headquarters: Stuttgart, AR

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name: The Farmers & Merchants Bank
Display name: The Farmers & Merchants Bank (Stuttgart, AR)
Institution status: Active
FDIC insured: Yes
FDIC insured since: January 2, 1945
Established date: January 2, 1945
Charter class: State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator: Federal Reserve Board
Headquarters: Stuttgart, AR, 72160, United States
Website: https://www.gofm.bank
FDIC certificate number: 16216
Federal Reserve RSSD ID: 677644
Domestic location count: 21
Source observed: August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status: ACTIVE
Primary federal regulator: FRS
Institution type: State Member Bank
Primary activity: NAICS 52211
FDIC certificate: 16216
Federal Reserve RSSD ID: 677644
LEI: 54930009DUZUXUZIDL84
Headquarters: 708 South Main Street, Stuttgart, AR, 72160, United States
Primary deposit insurer: Deposit Insurance Fund (DIF)
Source observed: August 19, 2026

Branch network

Listed locations

Showing 1 through 20 of 20 listed locations

StateCity or branch

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Showing 1 through 20 of 20 FFIEC NIC branch locations
Branch	Address	City	State	Postal code
BENTONVILLE BRANCH	3210 South Walton Boulevard	Bentonville	AR	72712
DES ARC BRANCH	110 West Third Street	Des Arc	AR	72040
DEWITT BRANCH	1960 Whitehead Drive	Dewitt	AR	72042
FARMINGTON BRANCH	257 West Main	Farmington	AR	72730
COLLEGE BRANCH	3120 North College Avenue	Fayetteville	AR	72703
CROSSOVER BRANCH	1846 North Crossover Ave.	Fayetteville	AR	72701
FAYETTEVILLE BRANCH	One South Block Street	Fayetteville	AR	72701
GASSVILLE BRANCH	701 East Main Street	Gassville	AR	72635
HAZEN BRANCH	108 West Front Street	Hazen	AR	72064
JONESBORO BRANCH	400 East Highland Drive	Jonesboro	AR	72401
JONESBORO SOUTHWEST BRANCH	3100 Southwest Drive	Jonesboro	AR	72404
LAKEVIEW BRANCH	5748 Highway 178 West	Lakeview	AR	72642
MORRILTON BRANCH	1600 North Oak Street	Morrilton	AR	72110
EAST BRANCH	2696 Highway 62 East	Mountain Home	AR	72653
MOUNTAIN HOME BRANCH	502 Hickory Street	Mountain Home	AR	72653
PERRYVILLE BRANCH	813 North Fourche Avenue	Perryville	AR	72126
POCAHONTAS BRANCH	1 Bank Plaza	Pocahontas	AR	72455
PRAIRIE GROVE BRANCH	202 Hindman	Prairie Grove	AR	72753
MARKET BRANCH	102 East 22nd Street	Stuttgart	AR	72160
WEST FORK BRANCH	207 Main Street	West Fork	AR	72774

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating: Satisfactory
Exam date: January 13, 2025
Regulator: Federal Reserve
Examination method: Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam date	CRA rating	Regulator	Examination method
January 13, 2025	Satisfactory	Federal Reserve	Large Bank Exam
January 10, 2022	Satisfactory	Federal Reserve	Intermediate Small Bank
June 3, 2019	Satisfactory	Federal Reserve	Intermediate Small Bank
April 11, 2016	Satisfactory	Federal Reserve	Intermediate Small Bank
June 10, 2013	Satisfactory	Federal Reserve	Intermediate Small Bank
June 21, 2010	Satisfactory	Federal Reserve	Intermediate Small Bank
June 16, 2008	Satisfactory	Federal Reserve	Intermediate Small Bank
May 1, 2006	Satisfactory	Federal Reserve	Intermediate Small Bank
April 8, 2002	Satisfactory	Federal Reserve	Small Bank
April 6, 1998	Satisfactory	Federal Reserve	Small Bank
June 1, 1994	Outstanding	FDIC	Not Reported
March 1, 1991	Satisfactory	FDIC	Not Reported

Read the methodology

Institutional history

5 FFIEC NIC history events

Showing 1 through 5 of 5 history events

FFIEC NIC institutional history events
Event date	Event type	Related institution
May 11, 2019	Charter Discontinued (Merger or Purchase & Assumption)	—
December 1, 2015	Charter Discontinued (Merger or Purchase & Assumption)	—
June 18, 2009	Charter Discontinued (Merger or Purchase & Assumption)	—
June 2, 2008	Charter Discontinued (Merger or Purchase & Assumption)	—
July 27, 1991	Failure - Government Assistance Provided	FIRST SAVINGS OF ARKANSAS, F.A.

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
Relationship	Institution	Type	Location
ROOT_INSTITUTION	FARMERS & MERCHANTS BANK, THE	State Member Bank	Stuttgart, AR

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: FDIC-insured state-chartered member bank