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Institution profile

The Citizens National Bank of Somerset

Bank · Active · Headquarters: Somerset, KY

Profile data observed August 5, 2026

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FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
The Citizens National Bank of Somerset
Display name
The Citizens National Bank of Somerset
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 1, 1919
Charter class
National bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Office of the Comptroller of the Currency
Headquarters
Somerset, KY, 42501, United States
FDIC certificate number
2725
Federal Reserve RSSD ID
410917
OCC charter number
11544
Domestic location count
11
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
OCC
Institution type
National Bank
Primary activity
NAICS 52211
FDIC certificate
2725
Federal Reserve RSSD ID
410917
LEI
549300JCW11CIGH8GJ60
Headquarters
44 Public Square, Somerset, KY, 42501, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

10

Showing 1 through 10 of 10 listed locations

Scroll sideways to see every branch column.

Showing 1 through 10 of 10 FFIEC NIC branch locations
BranchAddressCityStatePostal code
MONTICELLO BRANCH290 Cumberland CrossingMonticelloKY42633
NANCY BRANCH9140 West Highway 80NancyKY42544
NICHOLASVILLE BRANCH605 Keene Centre DriveNicholasvilleKY40356
RICHMOND BRANCH2008 Merchant Drive, Suite 3RichmondKY40475
RUSSELL COUNTY BRANCH94 Lakeway DriveRussell SpringsKY42642
SCIENCE HILL BRANCH105 West Highway 635Science HillKY42553
BURNSIDE BRANCH6385 S Highway 27SomersetKY42501
CITIZENS 27 BRANCH800 South Hwy 27SomersetKY42501
PLAZA BRANCH293 North Highway 27SomersetKY42503
WAITSBORO BRANCH4145 South Highway 27SomersetKY42501

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONCITIZENS NATIONAL BANK OF SOMERSET, THENational BankSomerset, KY

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured national bank