Listed locations
25
Institution profile
The Citizens Bank of Philadelphia, Mississippi
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- The Citizens Bank of Philadelphia, Mississippi
- Display name
- The Citizens Bank of Philadelphia, Mississippi
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1908
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Philadelphia, MS, 39350, United States
- FDIC certificate number
- 12204
- Federal Reserve RSSD ID
- 29636
- Domestic location count
- 26
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 12204
- Federal Reserve RSSD ID
- 29636
- Headquarters
- 521 Main Street, Philadelphia, MS, 39350, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 25 of 25 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BILOXI CEDAR LAKE BRANCH | 1830 Popps Ferry Road | Biloxi | MS | 39532 |
| BILOXI LEMOYNE BOULEVARD BRANCH | 15309 Lemoyne Boulevard | Biloxi | MS | 39532 |
| CARTHAGE MAIN OFFICE | 301 W Main Street | Carthage | MS | 39051 |
| COLLINSVILLE BRANCH | 9065 Collinsville Road | Collinsville | MS | 39325 |
| DE KALB BRANCH | 176 Main Avenue | De Kalb | MS | 39328 |
| DECATUR BRANCH | 15220 Highway 15 South | Decatur | MS | 39327 |
| NEW FLOWOOD BRANCH | 2845 Lakeland Drive | Flowood | MS | 39232 |
| FOREST BRANCH | 247 Woodland Drive North | Forest | MS | 39074 |
| ORANGE GROVE/GULFPORT BRANCH | 12008 Highway 49 | Gulfport | MS | 39503 |
| HATTIESBURG BRANCH | 6222 Highway 98 West | Hattiesburg | MS | 39402 |
| KOSCIUSKO OFFICE | 775 North Jackson Street | Kosciusko | MS | 39090 |
| INDUSTRIAL BRANCH | 803 South Church Avenue | Louisville | MS | 39339 |
| LOUISVILLE BRANCH | 100 East Main Street | Louisville | MS | 39339 |
| EASTGATE BRANCH | 1825 Highway 39 North | Meridian | MS | 39301 |
| NOXAPATER BRANCH | 45 Main Street | Noxapater | MS | 39346 |
| OCEAN SPRINGS BRANCH | 2206 Bienville Boulevard | Ocean Springs | MS | 39564 |
| OXFORD BRANCH | 902 Sisk Avenue | Oxford | MS | 38655 |
| PASCAGOULA BRANCH | 1519 Jackson Ave | Pascagoula | MS | 39567 |
| EAST SIDE BRANCH | 599 East Main Street | Philadelphia | MS | 39350 |
| WEST SIDE BRANCH | 912 West Beacon Street | Philadelphia | MS | 39350 |
| RIDGELAND BRANCH | 320 Highway 51 North | Ridgeland | MS | 39157 |
| SCOOBA BRANCH | 27597 Highway 16 East | Scooba | MS | 39358 |
| SEBASTOPOL BRANCH | 24 Pine Street | Sebastopol | MS | 39359 |
| STARKVILLE BRANCH | 201 Highway 12 West | Starkville | MS | 39759 |
| UNION BRANCH | 502 Bank Street | Union | MS | 39365 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- July 1, 2023
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| July 1, 2023 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2020 | Satisfactory | FDIC | Intermediate Small Bank |
| February 1, 2017 | Satisfactory | FDIC | Intermediate Small Bank |
| November 1, 2014 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2011 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2007 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2004 | Satisfactory | FDIC | Large Bank Exam |
| December 1, 2001 | Satisfactory | FDIC | Large Bank Exam |
| November 1, 1999 | Satisfactory | FDIC | Large Bank Exam |
| July 1, 1997 | Satisfactory | FDIC | Small Bank |
| March 1, 1995 | Satisfactory | FDIC | Not Reported |
| January 1, 1993 | Satisfactory | FDIC | Not Reported |
| March 1, 1991 | Satisfactory | FDIC | Not Reported |
Institutional history
4 FFIEC NIC history events
Showing 1 through 4 of 4 history events
| Event date | Event type | Related institution |
|---|---|---|
| October 1, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 18, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 16, 1994 | Failure - Government Assistance Provided | SECURITY FEDERAL SAVINGS AND LOAN ASSOCIATION |
| December 1, 1985 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
2 FFIEC NIC relationship records
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | CITIZENS MUNICIPAL FINANCE DIVISION | Domestic Entity Other | Philadelphia, MS |
| ROOT_INSTITUTION | CITIZENS BANK OF PHILADELPHIA, THE | Non-member Bank | Philadelphia, MS |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank