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Institution profile

The Cape Cod Five Cents Savings Bank

Bank · Active · Headquarters: Hyannis, MA

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
The Cape Cod Five Cents Savings Bank
Display name
The Cape Cod Five Cents Savings Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 2, 1981
Established date
March 16, 1855
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Hyannis, MA, 02601, United States
FDIC certificate number
23287
Federal Reserve RSSD ID
664206
Domestic location count
23
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
23287
Federal Reserve RSSD ID
664206
Headquarters
1500 Iyannough Road, Hyannis, MA, 02601, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

22

Showing 1 through 22 of 22 listed locations

Scroll sideways to see every branch column.

Showing 1 through 22 of 22 FFIEC NIC branch locations
BranchAddressCityStatePostal code
BREWSTER BRANCH2745 Main StreetBrewsterMA02631
CENTERVILLE BRANCH1620 Falmouth RoadCentervilleMA02632
CHATHAM BRANCH548 Main StreetChathamMA02633
EAST HARWICH BRANCH129 Route 137East HarwichMA02645
FALMOUTH BRANCH668 Main STFalmouthMA02540
HARWICH PORT BANKING CENTER532 Route 28Harwich PortMA02646
HYANNIS 132 BANKING CENTER OFFICE BRANCH1550 Iyannough RoadHyannisMA02601
HYANNIS BRANCH171 Falmouth RoadHyannisMA02601
MASHPEE COMMONS BRANCH10 North Market StreetMashpeeMA02649
112 PLEASANT ST BRANCH112 Pleasant StreetNantucketMA02554
MAIN STREET BRANCHZero Main Street, PO Box 2640NantucketMA02554
NORTH EASTHAM BRANCH75 Brackett RoadNorth EasthamMA02651
ORLEANS BANCH97 Cranberry HighwayOrleansMA02653
PLYMOUTH COMMERCE WAY BANKING CENTER17 Commerce WayPlymouthMA02360
PLYMOUTH PINEHILLS BANKING CENTER15 Village Green SouthPlymouthMA02360
PROVINCETOWN BANKING CENTER137 Bradford StreetProvincetownMA02657
SANDWICH BRANCH85 Route 6ASandwichMA02563
SOUTH DENNIS BRANCH688 Main StreetSouth DennisMA02660
YARMOUTH BRANCH514 Station AvenueSouth YarmouthMA02664
MARTHA'S VINEYARD BRANCH412 State RoadVineyard HavenMA02568
WAREHAM BRANCH10 Rosebrook PlaceWarehamMA02571
WELLFLEET BRANCH345 Main StreetWellfleetMA02667

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Outstanding
Exam date
June 1, 2024
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
June 1, 2024OutstandingFDICLarge Bank Exam
February 1, 2021OutstandingFDICLarge Bank Exam
November 1, 2017OutstandingFDICLarge Bank Exam
October 1, 2014OutstandingFDICLarge Bank Exam
April 1, 2011OutstandingFDICLarge Bank Exam
December 1, 2007OutstandingFDICLarge Bank Exam
September 1, 2004OutstandingFDICLarge Bank Exam
March 1, 2002OutstandingFDICLarge Bank Exam
February 1, 2000OutstandingFDICLarge Bank Exam
September 1, 1997OutstandingFDICSmall Bank
September 1, 1994OutstandingFDICNot Reported
December 1, 1990SatisfactoryFDICNot Reported

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
November 1, 1972Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

5 FFIEC NIC relationship records

Showing 1 through 5 of 5 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationship1855 SECURITY CORPORATIONDomestic Entity OtherHyannis, MA
Direct relationshipCFH, INC.Domestic Entity OtherHarwich Port, MA
Direct relationshipSEAFIVE, INC.Domestic Entity OtherOrleans, MA
Direct relationshipSHALLOW POND, INC.Domestic Entity OtherHarwich Port, MA
ROOT_INSTITUTIONCAPE COD FIVE CENTS SAVINGS BANKState Member BankHyannis, MA

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank