Listed locations
7
Institution profile
The Berkshire Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- The Berkshire Bank
- Display name
- The Berkshire Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- May 8, 1989
- Established date
- May 8, 1989
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- New York, NY, 10016, United States
- Website
- http://www.berkbank.com
- FDIC certificate number
- 27503
- Federal Reserve RSSD ID
- 1396764
- Domestic location count
- 7
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 27503
- Federal Reserve RSSD ID
- 1396764
- LEI
- 254900QHDVJIOSL6LX59
- Headquarters
- 4 East 39th Street, New York, NY, 10016, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 7 of 7 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| 16TH AVENUE BRANCH | 4917 16th Avenue | Brooklyn | NY | 11204 |
| BROOKLYN BRANCH | 5010 13th Avenue | Brooklyn | NY | 11219 |
| KINGS HIGHWAY BRANCH | 1421 Kings Highway | Brooklyn | NY | 11229 |
| GOSHEN SAVINGS BANK BRANCH | Two South Church Street | Goshen | NY | 10924 |
| HARRIMAN BRANCH | 80 Route 17M | Harriman | NY | 10926 |
| 5 BROADWAY BRANCH | 5 Broadway | New York | NY | 10004 |
| WASHINGTON HEIGHTS BRANCH | 210 Pinehurst Ave | New York | NY | 10033 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Needs to Improve
- Exam date
- December 1, 2024
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| December 1, 2024 | Needs to Improve | FDIC | Intermediate Small Bank |
| November 1, 2022 | Needs to Improve | FDIC | Intermediate Small Bank |
| October 1, 2019 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2017 | Needs to Improve | FDIC | Intermediate Small Bank |
| September 1, 2014 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2012 | Satisfactory | FDIC | Intermediate Small Bank |
| January 5, 2009 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| July 1, 2003 | Satisfactory | FDIC | Small Bank |
| May 1, 2001 | Satisfactory | FDIC | Small Bank |
| February 1, 1998 | Satisfactory | FDIC | Small Bank |
| May 1, 1995 | Satisfactory | FDIC | Not Reported |
| September 1, 1994 | Needs to Improve | FDIC | Not Reported |
| February 1, 1993 | Satisfactory | FDIC | Not Reported |
Institutional history
1 FFIEC NIC history event
Showing 1 of 1 history events
| Event date | Event type | Related institution |
|---|---|---|
| March 31, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
2 FFIEC NIC relationship records
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | BERKSHIRE 1031 EXCHANGE, LLC | Domestic Entity Other | New York, NY |
| ROOT_INSTITUTION | BERKSHIRE BANK, THE | Non-member Bank | New York, NY |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank