Listed locations
8
Institution profile
The Bank and Trust, S.S.B.
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- The Bank and Trust, S.S.B.
- Display name
- The Bank and Trust, S.S.B.
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1910
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Del Rio, TX, 78840, United States
- FDIC certificate number
- 1184
- Federal Reserve RSSD ID
- 623454
- Domestic location count
- 10
- Source observed
- August 3, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52218
- FDIC certificate
- 1184
- Federal Reserve RSSD ID
- 623454
- LEI
- 549300DNUPSQ3UW3EM09
- Headquarters
- 1200 Veterans Boulevard, Del Rio, TX, 78840-3972, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 8 of 8 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BOERNE BRANCH | 118 West Bandera Road | Boerne | TX | 78006 |
| BRACKETTVILLE BRANCH | 102 North Street | Brackettville | TX | 78832 |
| BEDELL AVENUE BRANCH | 2411 Bedell Avenue | Del Rio | TX | 78840 |
| MOTORBANK | 1200 Veterans Boulevard | Del Rio | TX | 78840 |
| KERRVILLE BRANCH | 325 Junction Highway | Kerrville | TX | 78028 |
| SAN ANGELO BRANCH | 1460 Knickerbocker Road | San Angelo | TX | 76904 |
| SAN ANGELO NORTH BRYANT | 3604 North Byrant Boulevard | San Angelo | TX | 76903 |
| SONORA BRANCH | 229 Highway 277 North | Sonora | TX | 76950 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- March 10, 2025
- Regulator
- Federal Reserve
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| March 10, 2025 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| October 4, 2021 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| July 30, 2018 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| April 13, 2015 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| March 1, 2012 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2010 | Satisfactory | FDIC | Intermediate Small Bank |
| July 1, 2006 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2003 | Satisfactory | FDIC | Small Bank |
| October 1, 1998 | Satisfactory | FDIC | Small Bank |
| June 1, 1995 | Outstanding | FDIC | Not Reported |
| February 1, 1993 | Outstanding | FDIC | Not Reported |
| March 1, 1991 | Outstanding | FDIC | Not Reported |
Institutional history
2 FFIEC NIC history events
Showing 1 through 2 of 2 history events
| Event date | Event type | Related institution |
|---|---|---|
| January 12, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1998 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | BANK AND TRUST, SSB, THE | State Member Bank | Del Rio, TX |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank