Listed locations
13
Institution profile
The Bank (Oberlin, KS)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- The Bank
- Display name
- The Bank (Oberlin, KS)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- November 21, 1985
- Established date
- November 21, 1985
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Oberlin, KS, 67749, United States
- Website
- https://www.thebankks.com
- FDIC certificate number
- 26522
- Federal Reserve RSSD ID
- 333650
- Domestic location count
- 16
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 26522
- Federal Reserve RSSD ID
- 333650
- Headquarters
- 205 South Penn Avenue, Oberlin, KS, 67749, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 13 of 13 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ATWOOD BRANCH | 121 South 4th Street | Atwood | KS | 67730 |
| BIRD CITY BRANCH | 210 South Bird Avenue | Bird City | KS | 67731 |
| COLBY BRANCH | 1195 South Range Avenue | Colby | KS | 67701 |
| GOODLAND BRANCH | 924 Main Street | Goodland | KS | 67735 |
| GORHAM BRANCH | 129 Market | Gorham | KS | 67640 |
| GRAINFIELD BRANCH | 206 Main Street | Grainfield | KS | 67737 |
| NORTON BRANCH | 314 West Holme | Norton | KS | 67654 |
| OAKLEY BRANCH | 225 Center | Oakley | KS | 67748 |
| QUINTER BRANCH | 400 Main Street | Quinter | KS | 67752 |
| SAINT FRANCIS BRANCH | 121 West Washington | Saint Francis | KS | 67756 |
| SELDEN BRANCH | 108 North Kansas Avenue | Selden | KS | 67757 |
| VICTORIA BRANCH | 408 Main | Victoria | KS | 67671 |
| WINONA BRANCH | 101 South Bellview | Winona | KS | 67764 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- August 1, 2024
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| August 1, 2024 | Satisfactory | FDIC | Intermediate Small Bank |
| October 1, 2021 | Satisfactory | FDIC | Intermediate Small Bank |
| January 1, 2019 | Satisfactory | FDIC | Intermediate Small Bank |
| February 1, 2016 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2013 | Outstanding | FDIC | Small Bank |
| September 1, 2007 | Outstanding | FDIC | Small Bank |
| August 1, 2002 | Satisfactory | FDIC | Small Bank |
| January 1, 1998 | Satisfactory | FDIC | Small Bank |
| October 1, 1994 | Satisfactory | FDIC | Not Reported |
| November 1, 1993 | Satisfactory | FDIC | Not Reported |
| July 1, 1991 | Satisfactory | FDIC | Not Reported |
Institutional history
9 FFIEC NIC history events
Showing 1 through 9 of 9 history events
| Event date | Event type | Related institution |
|---|---|---|
| January 1, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 10, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 16, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1995 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1995 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1991 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 13, 1990 | Failure - Government Assistance Provided | PEOPLES HERITAGE SAVINGS, A FEDERAL SAVINGS AND LOAN ASSOCIATIN |
| April 15, 1988 | Failure - Government Assistance Provided | JENNINGS BANK |
| November 22, 1985 | Failure - Government Assistance Provided | DECATUR COUNTY NATIONAL BANK OF OBERLIN |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | BANK, THE | Non-member Bank | Oberlin, KS |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank