Listed locations
17
Institution profile
Sturgis Bank & Trust Company
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Sturgis Bank & Trust Company
- Display name
- Sturgis Bank & Trust Company
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- August 9, 1989
- Established date
- January 1, 1905
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Sturgis, MI, 49091, United States
- Website
- https://www.sturgis.bank
- FDIC certificate number
- 28593
- Federal Reserve RSSD ID
- 366078
- Domestic location count
- 17
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 28593
- Federal Reserve RSSD ID
- 366078
- LEI
- 5493001ZYMBN3CK8LJ82
- Headquarters
- 113-125 East Chicago Road, Sturgis, MI, 49091, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 17 of 17 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| 232 WEST MONROE BRANCH | 232 West Monroe | Bangor | MI | 49013 |
| BRONSON BANKING CENTER | 863 West Chicago Road | Bronson | MI | 49028 |
| CENTREVILLE BANKING CENTER | 158 West Main Street | Centreville | MI | 49032 |
| CLIMAX BANKING CENTER | 125 North Main Street | Climax | MI | 49034 |
| COLON BANKING CENTER | 110 South Blackstone Street | Colon | MI | 49040 |
| MARSHALL BANKING CENTER | 801 West Michigan Avenue | Marshall | MI | 49068 |
| NILES BANKING CENTER | 929 South 11th Street | Niles | MI | 49120 |
| PORTAGE - CREEKSIDE BANKING CENTER | 8025 Creekside Drive | Portage | MI | 49024 |
| PORTAGE BANKING CENTER | 1210 West Milham Avenue | Portage | MI | 49024 |
| ST JOSEPH BANKING CENTER | 320 Main Street | Saint Joseph | MI | 49085 |
| ST. JOSEPH BANKING CENTER - CLEVELAND | 3125 Cleveland Ave. | Saint Joseph | MI | 49085 |
| SOUTH HAVEN BANKING CENTER | 73881 M43 | South Haven | MI | 49090 |
| SOUTH HAVEN BANKING CENTER II | 365 South Center Street | South Haven | MI | 49090 |
| MAPLECREST BANKING CENTER | 1501 East Chicago Road | Sturgis | MI | 49091 |
| STURGIS BANKING CENTER | 1001 South Centerville Road | Sturgis | MI | 49091 |
| THREE RIVERS BANKING CENTER | 115 North Main Street | Three Rivers | MI | 49093 |
| WHITE PIGEON BANKING CENTER | 122 West Chicago Road | White Pigeon | MI | 49099 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- January 1, 2024
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| January 1, 2024 | Satisfactory | FDIC | Intermediate Small Bank |
| January 1, 2021 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2018 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2015 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2012 | Satisfactory | FDIC | Intermediate Small Bank |
| August 1, 2008 | Satisfactory | FDIC | Intermediate Small Bank |
| August 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| June 1, 2002 | Satisfactory | FDIC | Small Bank |
Institutional history
1 FFIEC NIC history event
Showing 1 of 1 history events
| Event date | Event type | Related institution |
|---|---|---|
| April 7, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
3 FFIEC NIC relationship records
Showing 1 through 3 of 3 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | FIRST MICHIANA DEVELOPMENT CORPORATION OF STURGIS, INC. | Domestic Entity Other | Sturgis, MI |
| Direct relationship | OAKLEAF FINANCIAL SERVICES, INC. | Domestic Entity Other | Sturgis, MI |
| ROOT_INSTITUTION | STURGIS BANK & TRUST COMPANY | Non-member Bank | Sturgis, MI |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank