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Institution profile

Sturdy Savings Bank

Bank · Active · Headquarters: Stone Harbor, NJ

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Sturdy Savings Bank
Display name
Sturdy Savings Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
August 9, 1989
Established date
January 1, 1922
Charter class
State-chartered stock savings bank
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Stone Harbor, NJ, 08247, United States
FDIC certificate number
28788
Federal Reserve RSSD ID
391977
Domestic location count
13
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
State Savings Bank
Primary activity
NAICS 52211
FDIC certificate
28788
Federal Reserve RSSD ID
391977
LEI
5493003DHZPFGQQJCU86
Headquarters
9417 3rd Avenue, Stone Harbor, NJ, 08247, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

12

Showing 1 through 12 of 12 listed locations

Scroll sideways to see every branch column.

Showing 1 through 12 of 12 FFIEC NIC branch locations
BranchAddressCityStatePostal code
AVALON BRANCH2628 Dune DriveAvalonNJ08202
CAPE MAY BRANCH701 Washington StreetCape MayNJ08204
CAPE MAY COURT HOUSE BRANCH17 South Main StreetCape May Court HouseNJ08210
DENNISVILLE BRANCH1224 Route 47DennisvilleNJ08214
MARMORA BRANCH49 South Shore RoadMarmoraNJ08223
NORTH CAPE MAY BRANCH3851 Bayshore RoadNorth Cape MayNJ08204
NORTH WILDWOOD BRANCH1900 New Jersey AvenueNorth WildwoodNJ08260
ASBURY AVENUE BRANCH661 Asbury AvenueOcean CityNJ08226
OCEAN CITY BRANCH101 East 34th StreetOcean CityNJ08226
RIO GRANDE BRANCH3195 Route 9 SouthRio GrandeNJ08242
SOMERS POINT BRANCH521 New Road & Rhode Island AvenueSomers PointNJ08244
TUCKAHOE BRANCH2201 Route 50TuckahoeNJ08250-0277

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
August 1, 2025
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
August 1, 2025SatisfactoryFDICLarge Bank Exam
August 1, 2022SatisfactoryFDICLarge Bank Exam
July 1, 2019SatisfactoryFDICLarge Bank Exam
August 1, 2016SatisfactoryFDICLarge Bank Exam
May 1, 2013SatisfactoryFDICLarge Bank Exam
February 1, 2010SatisfactoryFDICLarge Bank Exam
July 5, 2008Needs to ImproveFDICIntermediate Small Bank
July 1, 2005SatisfactoryFDICLarge Bank Exam
June 4, 2003SatisfactoryFDICLarge Bank Exam
March 1, 2000SatisfactoryFDICSmall Bank
July 1, 1997OutstandingFDICSmall Bank
January 1, 1996OutstandingFDICNot Reported
May 1, 1994SatisfactoryFDICNot Reported

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONSTURDY SAVINGS BANKState Savings BankStone Harbor, NJ

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered stock savings bank