Institution profile

State Central Bank

Bank · Active · Headquarters: Bonaparte, IA

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name: State Central Bank
Display name: State Central Bank
Institution status: Active
FDIC insured: Yes
FDIC insured since: January 1, 1934
Established date: March 17, 1858
Charter class: State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator: Federal Deposit Insurance Corporation
Headquarters: Bonaparte, IA, 52620, United States
Website: https://www.statecentralbank.com
FDIC certificate number: 5820
Federal Reserve RSSD ID: 808345
Domestic location count: 4
Source observed: August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status: ACTIVE
Primary federal regulator: FDIC
Institution type: Non-member Bank
Primary activity: NAICS 52211
FDIC certificate: 5820
Federal Reserve RSSD ID: 808345
Headquarters: 612 First Street, Bonaparte, IA, 52620, United States
Primary deposit insurer: Deposit Insurance Fund (DIF)
Source observed: August 19, 2026

Branch network

Listed locations

Showing 1 through 3 of 3 listed locations

StateCity or branch

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Showing 1 through 3 of 3 FFIEC NIC branch locations
Branch	Address	City	State	Postal code
FARMINGTON OFFICE	101 South Second	Farmington	IA	52626
KEOKUK BRANCH	514 Main Street	Keokuk	IA	52632
STOCKPORT BRANCH	116 South Main	Stockport	IA	52651

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating: Satisfactory
Exam date: November 1, 2020
Regulator: FDIC
Examination method: Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam date	CRA rating	Regulator	Examination method
November 1, 2020	Satisfactory	FDIC	Small Bank
November 1, 2014	Satisfactory	FDIC	Small Bank
October 1, 2009	Satisfactory	FDIC	Small Bank
September 1, 2004	Satisfactory	FDIC	Small Bank
October 1, 1998	Outstanding	FDIC	Small Bank
May 1, 1996	Satisfactory	FDIC	Not Reported
November 1, 1993	Satisfactory	FDIC	Not Reported
March 1, 1991	Satisfactory	FDIC	Not Reported

Read the methodology

Institutional history

2 FFIEC NIC history events

Showing 1 through 2 of 2 history events

FFIEC NIC institutional history events
Event date	Event type	Related institution
July 9, 1988	Charter Discontinued (Merger or Purchase & Assumption)	—
April 16, 1977	Charter Discontinued (Merger or Purchase & Assumption)	—

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
Relationship	Institution	Type	Location
ROOT_INSTITUTION	STATE CENTRAL BANK	Non-member Bank	Bonaparte, IA

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: FDIC-insured state-chartered nonmember bank