Listed locations
9
Institution profile
State Bank of the Lakes, National Association
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- State Bank of the Lakes, National Association
- Display name
- State Bank of the Lakes, National Association
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1926
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Antioch, IL, 60002, United States
- Website
- https://www.sbotl.com
- FDIC certificate number
- 5744
- Federal Reserve RSSD ID
- 595430
- OCC charter number
- 25200
- Domestic location count
- 10
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 5744
- Federal Reserve RSSD ID
- 595430
- LEI
- 549300KX2KT8MOAS5Q71
- Headquarters
- 440 Lake Street, Antioch, IL, 60002, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 9 of 9 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| GRAYSLAKE BRANCH | 50 Commerce Drive | Grayslake | IL | 60030 |
| LAKE VILLA BRANCH | 345 South Milwaukee Avenue | Lake Villa | IL | 60046 |
| LINDENHURST BRANCH | 2031 Grand Avenue | Lindenhurst | IL | 60046 |
| ROUND LAKE BEACH BRANCH | 10 East Rollins Road | Round Lake Beach | IL | 60073 |
| SPRING GROVE BRANCH | 1906 Holian Drive | Spring Grove | IL | 60081 |
| GENOA CITY BRANCH | 235 Freeman Street | Genoa City | WI | 53128 |
| 39TH AVENUE KENOSHA BRANCH | 8056 39th Avenue | Kenosha | WI | 53142 |
| INNOVATION CENTER BRANCH | 5522 26th Avenue, Suite 105 | Kenosha | WI | 53140 |
| KENOSHA BRANCH | 8700 75th Street | Kenosha | WI | 53142 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- November 7, 2016
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| November 7, 2016 | Outstanding | Federal Reserve | Large Bank Exam |
| July 23, 2012 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 19, 2010 | Satisfactory | Federal Reserve | Large Bank Exam |
| May 5, 2008 | Satisfactory | Federal Reserve | Large Bank Exam |
| May 8, 2006 | Satisfactory | Federal Reserve | Large Bank Exam |
| June 1, 2004 | Satisfactory | FDIC | Large Bank Exam |
| February 1, 2002 | Satisfactory | FDIC | Large Bank Exam |
| October 1, 1999 | Satisfactory | FDIC | Large Bank Exam |
| July 1, 1996 | Outstanding | FDIC | Small Bank |
| September 1, 1993 | Outstanding | FDIC | Not Reported |
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | STATE BANK OF THE LAKES, NATIONAL ASSOCIATION | National Bank | Antioch, IL |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank