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Institution profile

State Bank of Missouri

Bank · Active · Headquarters: Concordia, MO

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
State Bank of Missouri
Display name
State Bank of Missouri
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
July 28, 1884
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Concordia, MO, 64020, United States
FDIC certificate number
10623
Federal Reserve RSSD ID
565844
Domestic location count
4
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
10623
Federal Reserve RSSD ID
565844
Headquarters
101 Northwest 2nd Street, Concordia, MO, 64020, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

3

Showing 1 through 3 of 3 listed locations

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Showing 1 through 3 of 3 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ALMA BRANCH114 South County RoadAlmaMO64001
GRAIN VALLEY BRANCH1301 SW Eagles PkwyGrain ValleyMO64029
MAIN BRANCH715 Main StreetGrain ValleyMO64029

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
March 1, 2021
Regulator
FDIC
Examination method
Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
March 1, 2021SatisfactoryFDICSmall Bank
April 1, 2015SatisfactoryFDICSmall Bank
September 1, 2009SatisfactoryFDICSmall Bank
August 1, 2003OutstandingFDICSmall Bank
December 1, 1997OutstandingFDICSmall Bank
February 12, 1995SatisfactoryFDICNot Reported
February 7, 1993SatisfactoryFDICNot Reported

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONSTATE BANK OF MISSOURINon-member BankConcordia, MO

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank