HMDA records
15,446
2025
Public institution profile · Bank · Not a recommendation
SouthState Bank, National Association
BankWinter Haven, FLActive
FDIC certificate 33555
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 33555
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 1929247
- OCC charter number
- 22311
- Not published — no verified match
- Official website
- https://www.southstatebank.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Winter Haven, FL
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 345
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 27 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Winter Haven, FL
- activity
- Published activity year 2025
- Listed branch locations
- 345
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 27 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
15,446reported records
9,967reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
9,967
2025
Denials
3,118
2025
Withdrawals
1,949
2025
Denial rate among decisioned applications
23.3%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 15,446 | 9,967 | 274 | 3,118 | 1,949 | 23.3% |
| 2024 | 15,833 | 9,816 | 334 | 3,457 | 2,125 | 25.4% |
| 2023 | 17,052 | 10,476 | 509 | 3,663 | 2,295 | 25.0% |
| 2022 | 22,774 | 15,087 | 450 | 3,980 | 3,061 | 20.4% |
| 2021 | 28,087 | 19,885 | 528 | 3,399 | 3,948 | 14.3% |
| 2020 | 27,167 | 19,364 | 479 | 3,408 | 3,731 | 14.7% |
| 2019 | 10,750 | 8,206 | 176 | 1,264 | 1,083 | 13.1% |
| 2018 | 5,798 | 4,117 | 251 | 847 | 562 | 16.2% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 14,428 |
| FHA | 709 |
| VA | 274 |
| RHS / FSA | 35 |
| Home purchase | 8,113 |
| Home improvement | 3,620 |
| Refinancing | 1,742 |
| Cash-out refinancing | 412 |
State reporting
38 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- SouthState Bank, National Association
- Display name
- SouthState Bank, National Association
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- February 21, 1992
- Established date
- February 21, 1992
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Winter Haven, FL, 33880, United States
- FDIC certificate number
- 33555
- Federal Reserve
- 1929247
- OCC charter number
- 22311
- Domestic location count
- 372
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 33555
- Federal Reserve
- 1929247
- 8I3UVGYULPJQIP7FQV10
- Headquarters
- 1101 First Street South, Winter Haven, FL, 33880, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
Formal hierarchy
FFIEC NIC hierarchy rows
13
Showing 1 through 13 of 13 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | 46 BROAD STREET, LLC | Domestic Entity Other | Charleston, SC |
| Direct relationship | HOUSTON MULTI-FAMILY I - GLENMOUNT, LLC | Domestic Entity Other | Winter Haven, FL |
| Direct relationship | HOUSTON MULTI-FAMILY II - WOODFAIR, LLC | Domestic Entity Other | Winter Haven, FL |
| Direct relationship | HOUSTON MULTI-FAMILY III - W. GULF, LLC | Domestic Entity Other | Winter Haven, FL |
| Direct relationship | HOUSTON MULTI-FAMILY IV - SHAVER, LLC | Domestic Entity Other | Winter Haven, FL |
| Direct relationship | IBG AIRCRAFT COMPANY III | Domestic Entity Other | Mckinney, TX |
| Direct relationship | IBG REAL ESTATE HOLDINGS II, INC. | Domestic Entity Other | Mckinney, TX |
| Direct relationship | SOUTHSTATE PRIVATE CAPITAL MANAGEMENT LLC | Domestic Entity Other | Denver, CO |
| Direct relationship | SOUTHSTATE SECURITIES CORP | Securities Broker / Dealer | Memphis, TN |
| Direct relationship | SSB FIRST STREET CORPORATION | Domestic Entity Other | Wilmington, DE |
| Direct relationship | SSB PROPERTIES, INC. | Domestic Entity Other | Columbia, SC |
| Direct relationship | SSB SBA ASSET ACQUISITION LLC | Domestic Entity Other | Winter Haven, FL |
| ROOT_INSTITUTION | SOUTHSTATE BANK, N.A. | National Bank | Winter Haven, FL |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
345
Showing 1 through 50 of 345 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| EAST UNIVERSITY BRANCH | 1605 East University Drive | Auburn | AL | 36830 |
| BIRMINGHAM MAIN BRANCH | 600 Luckie Drive, Suite 200, Suite 200 | Birmingham | AL | 35223 |
| FAIRHOPE BRANCH | 457 Magnolia Avenue | Fairhope | AL | 36532 |
| GULF SHORES BRANCH | 1560 West Second Street, Suite 114 | Gulf Shores | AL | 36542 |
| HUNTSVILLE BRANCH | 415 Meridian Street North | Huntsville | AL | 35801 |
| MADISON BRANCH | 8153 Highway 72 West | Madison | AL | 35758 |
| ENTERPRISE BRANCH | 2443 Enterprise Drive | Opelika | AL | 36801 |
| SECOND AVENUE BRANCH | 701 Second Avenue | Opelika | AL | 36801 |
| SHAWMUT BRANCH | 3500 20th Ave | Valley | AL | 36854 |
| BENNETT | 101 West Centennial Drive | Bennett | CO | 80102 |
| BERTHOUD | 807 Mountain Avenue | Berthoud | CO | 80513 |
| BOULDER | 1300 Walnut Street | Boulder | CO | 80302 |
| BRIGHTON | 2707 East Bromley Lane | Brighton | CO | 80601 |
| BYERS | 538 North Highway 36 | Byers | CO | 80103 |
| CASTLE PINES | 506 Castle Pines Parkway | Castle Rock | CO | 80108 |
| CASTLE ROCK WILCOX | 501 Wilcox Street | Castle Rock | CO | 80104 |
| COLORADO SPRINGS BRIARGATE | 440 Chapel Hills Drive | Colorado Springs | CO | 80920 |
| COLORADO SPRINGS DOWNTOWN | 501 South Tejon | Colorado Springs | CO | 80903 |
| COLORADO SPRINGS LAKE | 155 Lake Avenue | Colorado Springs | CO | 80906 |
| CHERRY CREEK | 3301 East First Ave | Denver | CO | 80206 |
| DENVER DOWNTOWN | 1331 17th Street | Denver | CO | 80202 |
| DENVER MERIDIAN | 11806 Oswego Street | Englewood | CO | 80112 |
| FORT COLLINS HARMONY | 1550 East Harmony Road | Fort Collins | CO | 80525 |
| FORT COLLINS MOUNTAIN | 303 East Mountain Avenue | Fort Collins | CO | 80524 |
| FORT COLLINS MULBERRY | 1210 East Mulberry Street | Fort Collins | CO | 80524 |
| FORT COLLINS RAINTREE | 2337 South Shields Street | Fort Collins | CO | 80526 |
| GOLDEN | 16800 West Colfax Avenue | Golden | CO | 80401 |
| GREELEY DOWNTOWN | 1130 8th Avenue Unit 3 | Greeley | CO | 80631 |
| GREELEY WEST | 2700 47th Avenue | Greeley | CO | 80634 |
| DENVER TECH CENTER | 5950 S. Willow Road, Suite 100 | Greenwood | CO | 80111 |
| LONGMONT DOWNTON | 401 Main Street | Longmont | CO | 80501 |
| LONGMONT FOX CREEK | 1650 Pace Street | Longmont | CO | 80504 |
| LONGMONT TWIN PEAKS | 1050 South Hover Road | Longmont | CO | 80501 |
| LOVELAND 29TH | 300 East 29th Street | Loveland | CO | 80538 |
| LOVELAND CLEVELAND | 935 Cleveland Avenue | Loveland | CO | 80537 |
| LOVELAND SOUTH | 1401 South Taft Avenue | Loveland | CO | 80537 |
| LOVELAND WEST | 2695 West Eisenhower Boulevard | Loveland | CO | 80537 |
| STRASBURG | 56540 East Colfax Avenue | Strasburg | CO | 80136 |
| WESTMINSTER | 1197 West 120th Avenue | Westminster | CO | 80234 |
| ARVADA | 5025 Kipling Street | Wheat Ridge | CO | 80033 |
| AVON PARK BRANCH | 400 US Highway 27 North | Avon Park | FL | 33825 |
| BARTOW BANKING CENTER | 1375 North Broadway Avenue | Bartow | FL | 33830 |
| BELLEVIEW BANKING CENTER | 10990 SE US Hwy 441 | Belleview | FL | 34420 |
| EAST BOCA OFFICE | 1515 North Federal Highway, Suite 100, Suite 100 | Boca Raton | FL | 33432 |
| 53RD AVENUE BRANCH | 900 53rd Avenue East | Bradenton | FL | 34203 |
| MANATEE AVENUE BRANCH | 2811 Manatee Avenue West | Bradenton | FL | 34205 |
| BRANDON BRANCH | 802 West Lumsden Road | Brandon | FL | 33511 |
| BUSHNELL BRANCH | 114 W. Belt Drive | Bushnell | FL | 33513 |
| CORAL GABLES BRANCH | 2 Alhambra Plaza, Ste 100B | Coral Gables | FL | 33134 |
| CORAL SPRINGS BRANCH | 10385 Royal Palm Boulevard, Suite 110 | Coral Springs | FL | 33065 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
27
Showing 1 through 25 of 27 history events
| Event date | Event type | Related institution |
|---|---|---|
| January 1, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 2022 | Charter Discontinued (Merger or Purchase & Assumption) | ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION |
| June 8, 2020 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 1, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 1, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 1, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 25, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 2, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 17, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 1, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 28, 2012 | Failure - Government Assistance Provided | FIRST GUARANTY BANK AND TRUST COMPANY OF JACKSONVILLE |
| January 21, 2012 | Failure - Government Assistance Provided | CENTRAL FLORIDA STATE BANK |
| November 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 10, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 10, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 21, 2010 | Failure - Government Assistance Provided | INDEPENDENT NATIONAL BANK |
| August 21, 2010 | Failure - Government Assistance Provided | COMMUNITY NATIONAL BANK AT BARTOW |
| July 17, 2010 | Failure - Government Assistance Provided | OLDE CYPRESS COMMUNITY BANK |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.