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Institution profile

Southern Heritage Bank

Bank · Active · Headquarters: Jonesville, LA

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Southern Heritage Bank
Display name
Southern Heritage Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
May 25, 1972
Established date
May 25, 1972
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Jonesville, LA, 71343, United States
FDIC certificate number
20698
Federal Reserve RSSD ID
935559
Domestic location count
10
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
20698
Federal Reserve RSSD ID
935559
LEI
549300684I276INJKK63
Headquarters
1201 4th Street, Jonesville, LA, 71343-2121, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

10

Showing 1 through 10 of 10 listed locations

Scroll sideways to see every branch column.

Showing 1 through 10 of 10 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ALEXANDRIA JACKSON STREET BRANCH5211 Jackson STAlexandriaLA71303-2320
COLISEUM BOULEVARD OFFICE5617 Coliseum BlvdAlexandriaLA71303
DOWNTOWN ALEXANDRIA BRANCH701 North Fourth Street, Suite BAlexandriaLA71301
PINEVILLE MONROE HIGHWAY BRANCH4617 Monroe HwyBallLA71405
HARRISONBURG BRANCHHwy 8 & Short STHarrisonburgLA71340
JENA BRANCH2832 East Oak StreetJenaLA71342
OLLA BRANCH4658 Main StreetOllaLA71465
OLLA OFFICE1409 Central AveOllaLA71465
PINEVILLE HIGHWAY 28 BRANCH3596 Highway 28 EastPinevilleLA71360
TULLOS BRANCH9778 South Main StreetTullosLA71479

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
August 1, 2023
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
August 1, 2023SatisfactoryFDICIntermediate Small Bank
April 1, 2020SatisfactoryFDICSmall Bank
July 1, 2017SatisfactoryFDICSmall Bank
September 1, 2014SatisfactoryFDICSmall Bank
May 1, 2011SatisfactoryFDICSmall Bank
March 1, 2006SatisfactoryFDICSmall Bank
September 1, 2001SatisfactoryFDICSmall Bank
June 1, 1997SatisfactoryFDICSmall Bank
July 1, 1995SatisfactoryFDICNot Reported
May 1, 1993SatisfactoryFDICNot Reported
April 1, 1992Needs to ImproveFDICNot Reported

Institutional history

2 FFIEC NIC history events

Showing 1 through 2 of 2 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
October 6, 1989Failure - Government Assistance ProvidedOLLA STATE BANK, THE
September 8, 1989Failure - Government Assistance ProvidedLASALLE STATE BANK, THE

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONSOUTHERN HERITAGE BANKNon-member BankJonesville, LA

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank