HMDA records
74
2020
Institution profile
SOUTH TEXAS
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HMDA activity
Public HMDA records are available for 2019–2020.
Loan originations
14
2020
Denials
42
2020
Withdrawals
6
2020
Denial rate among decisioned applications
75.0%
2020
Annual history
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2020 | 74 | 14 | 0 | 42 | 6 | 75.0% |
| 2019 | 28 | 4 | 0 | 17 | 4 | 81.0% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 71 |
| FHA | 2 |
| VA | 1 |
| RHS / FSA | 0 |
| Home purchase | 22 |
| Home improvement | 0 |
| Refinancing | 31 |
| Cash-out refinancing | 19 |
State reporting
1 state / territory reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.