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Institution profile

South Atlantic Bank

Bank · Active · Headquarters: Myrtle Beach, SC

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
South Atlantic Bank
Display name
South Atlantic Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
November 28, 2007
Established date
November 28, 2007
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Myrtle Beach, SC, 29577, United States
FDIC certificate number
58689
Federal Reserve RSSD ID
3637247
Domestic location count
12
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
58689
Federal Reserve RSSD ID
3637247
LEI
5493003I223S7AP6XL58
Headquarters
630 29th Avenue North, Myrtle Beach, SC, 29577, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

11

Showing 1 through 11 of 11 listed locations

Scroll sideways to see every branch column.

Showing 1 through 11 of 11 FFIEC NIC branch locations
BranchAddressCityStatePostal code
BEAUFORT- BRANCH 3337 Robert Smalls ParkwayBeaufortSC29906
BLUFFTON BRANCHOne Sheridan Park CircleBlufftonSC29910
CALHOUN BRANCH40 Calhoun Street, Suite 100CharlestonSC29403
GEORGETOWN BRANCH1187 North Frasier StreetGeorgetownSC29440
HILTON HEAD ISLAND - BRANCH 3281 Main Street, Suite 100Hilton Head IslandSC29926
MT. PLEASANT BRANCH930 Johnnie Dodds BoulevardMount PleasantSC29464
MURRELLS INLET BRANCH11019 Tournament BoulevardMurrells InletSC29576
TOWNE CENTRE BRANCH3990 River Oaks DriveMyrtle BeachSC29579
NORTH MYRTLE BEACH BRANCH1801 Highway 17 SouthNorth Myrtle BeachSC29582
PAWLEYS ISLAND BRANCH10970 Ocean HighwayPawleys IslandSC29585
CARNES CROSSROADS2444 N. Main StreetSummervilleSC29486

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
December 1, 2024
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
December 1, 2024SatisfactoryFDICIntermediate Small Bank
August 1, 2021SatisfactoryFDICIntermediate Small Bank
August 1, 2018SatisfactoryFDICIntermediate Small Bank
March 1, 2016SatisfactoryFDICIntermediate Small Bank
June 1, 2013SatisfactoryFDICSmall Bank
May 1, 2010SatisfactoryFDICSmall Bank

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
April 2, 2018Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONSOUTH ATLANTIC BANKNon-member BankMyrtle Beach, SC

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank