Listed locations
13
Institution profile
Somerset Regal Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Somerset Regal Bank
- Display name
- Somerset Regal Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- August 9, 1989
- Established date
- January 1, 1887
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Bound Brook, NJ, 08805, United States
- FDIC certificate number
- 28778
- Federal Reserve RSSD ID
- 159971
- Domestic location count
- 14
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 28778
- Federal Reserve RSSD ID
- 159971
- LEI
- 549300B201Z415GE5E85
- Headquarters
- 220 West Union Ave, Bound Brook, NJ, 08805, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 13 of 13 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| FLEMINGTON BRANCH | 141 Broad Street | Flemington | NJ | 08822 |
| FLORHAM PARK BRANCH | 39 Columbia Turnpike | Florham Park | NJ | 07932 |
| FRANKLIN TWP BRANCH | 434B Elizabeth Ave | Franklin Township | NJ | 08873 |
| MOUNT PLEASANT BRANCH | 66 West Mt. Pleasant Ave | Livingston | NJ | 07039 |
| MANVILLE BRANCH | 41 South Main Street | Manville | NJ | 08835 |
| MIDDLESEX BRANCH | 1305 Bound Brook Road | Middlesex | NJ | 08846 |
| MILLBURN BRANCH | 290 Millburn Avenue | Millburn | NJ | 07041 |
| RARITAN BRANCH | 802 Somerset Street | Raritan | NJ | 08869 |
| ROSELAND BRANCH | 180 Eagle Rock Avenue | Roseland | NJ | 07068 |
| SOMERVILLE BRANCH | 64 West End Ave | Somerville | NJ | 08876 |
| SPRINGFIELD BRANCH | 899 Mountain Ave | Springfield | NJ | 07081 |
| WEST ORANGE BRANCH | 641 Eagle Rock Avenue | West Orange | NJ | 07052 |
| WHITEHOUSE STATION BRANCH | 410 Router 22 West | Whitehouse | NJ | 08889 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- August 1, 2025
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| August 1, 2025 | Satisfactory | FDIC | Intermediate Small Bank |
| October 1, 2022 | Satisfactory | FDIC | Intermediate Small Bank |
| January 1, 2020 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2017 | Satisfactory | FDIC | Intermediate Small Bank |
| January 1, 2014 | Satisfactory | FDIC | Intermediate Small Bank |
Institutional history
1 FFIEC NIC history event
Showing 1 of 1 history events
| Event date | Event type | Related institution |
|---|---|---|
| September 20, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
3 FFIEC NIC relationship records
Showing 1 through 3 of 3 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | REGAL COHEN ASSOCIATES, LLC | Domestic Entity Other | Roseland, NJ |
| Direct relationship | SOMERSET INVESTMENT COMPANY | Domestic Entity Other | Bound Brook, NJ |
| ROOT_INSTITUTION | SOMERSET REGAL BANK | Non-member Bank | Bound Brook, NJ |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank