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Institution profile

Sidney State Bank

Bank · Active · Headquarters: Sidney, MI

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Sidney State Bank
Display name
Sidney State Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
June 15, 1953
Established date
October 10, 1921
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Sidney, MI, 48885, United States
FDIC certificate number
17232
Federal Reserve RSSD ID
648345
Domestic location count
3
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
17232
Federal Reserve RSSD ID
648345
LEI
549300JH6IWUYV8WYT95
Headquarters
3016 West Sidney Road, Sidney, MI, 48885, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

2

Showing 1 through 2 of 2 listed locations

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Showing 1 through 2 of 2 FFIEC NIC branch locations
BranchAddressCityStatePostal code
SHERIDAN OFFICE619 South Main StreetSheridanMI48884
STANTON BRANCH401 South State StreetStantonMI48888

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
January 1, 2025
Regulator
FDIC
Examination method
Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
January 1, 2025SatisfactoryFDICSmall Bank
December 1, 2018OutstandingFDICSmall Bank
February 1, 2013OutstandingFDICSmall Bank
March 5, 2008SatisfactoryFDICSmall Bank
May 5, 2003SatisfactoryFDICSmall Bank
July 1, 1998SatisfactoryFDICSmall Bank
September 1, 1995SatisfactoryFDICNot Reported
April 1, 1994SatisfactoryFDICNot Reported
April 1, 1992SatisfactoryFDICNot Reported

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONSIDNEY STATE BANKNon-member BankSidney, MI

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank