Institution profile

Shoreham Bank

Bank · Active · Headquarters: Warwick, RI

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name: Shoreham Bank
Display name: Shoreham Bank
Institution status: Active
FDIC insured: Yes
FDIC insured since: December 30, 1994
Established date: January 1, 1979
Charter class: Federal savings bank
Primary federal regulator: Office of the Comptroller of the Currency
Headquarters: Warwick, RI, 02886, United States
Website: https://www.shoreham.bank
FDIC certificate number: 27417
Federal Reserve RSSD ID: 724904
OCC charter number: 712504
Domestic location count: 4
Source observed: August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status: ACTIVE
Primary federal regulator: OCC
Institution type: Savings & Loan Association
Primary activity: NAICS 52218
FDIC certificate: 27417
Federal Reserve RSSD ID: 724904
Headquarters: One Shoreham Way, Warwick, RI, 02886, United States
Primary deposit insurer: Deposit Insurance Fund (DIF)
Source observed: August 19, 2026

Branch network

Listed locations

Showing 1 through 3 of 3 listed locations

StateCity or branch

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Showing 1 through 3 of 3 FFIEC NIC branch locations
Branch	Address	City	State	Postal code
WICKENDEN BRANCH	187 Wickenden Street	Providence	RI	02903
COWESETT	3803 Post Road	Warwick	RI	02886
POST ROAD WARWICK BRANCH	2381 Post Road	Warwick	RI	02886

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating: Satisfactory
Exam date: August 1, 1994
Regulator: FDIC
Examination method: Not Reported

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam date	CRA rating	Regulator	Examination method
August 1, 1994	Satisfactory	FDIC	Not Reported
January 1, 1992	Needs to Improve	FDIC	Not Reported

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FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
Relationship	Institution	Type	Location
ROOT_INSTITUTION	SHOREHAM BANK	Savings & Loan Association	Warwick, RI

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: FDIC-insured federal savings bank