HMDA records
2,719
2025
Public institution profile · Bank · Not a recommendation
BankStuart, FLActive
FDIC certificate 131
Data observedAugust 5, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
2,719reported records
1,453reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
2,719
2025
Loan originations
1,453
2025
Denials
825
2025
Withdrawals
294
2025
Denial rate among decisioned applications
35.3%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 2,719 | 1,453 | 57 | 825 | 294 | 35.3% |
| 2024 | 2,964 | 1,512 | 52 | 1,027 | 251 | 39.6% |
| 2023 | 3,597 | 1,851 | 96 | 1,298 | 250 | 40.0% |
| 2022 | 6,041 | 3,185 | 166 | 1,939 | 317 | 36.7% |
| 2021 | 6,089 | 3,361 | 82 | 1,565 | 514 | 31.3% |
| 2020 | 6,102 | 3,645 | 83 | 1,453 | 685 | 28.0% |
| 2019 | 5,120 | 2,734 | 93 | 1,057 | 403 | 27.2% |
| 2018 | 4,757 | 3,019 | 120 | 1,138 | 315 | 26.6% |
| Category | HMDA records |
|---|---|
| Conventional | 2,658 |
| FHA | 49 |
| VA | 10 |
| RHS / FSA | 2 |
| Home purchase | 926 |
| Home improvement | 991 |
| Refinancing | 331 |
| Cash-out refinancing | 88 |
7 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
FFIEC NIC hierarchy rows
3
Showing 1 through 3 of 3 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | SOUTH BRANCH BUILDING, INC. | Domestic Entity Other | Stuart, FL |
| Direct relationship | SYRACUSE HOLDINGS, INC. | Domestic Entity Other | Wilmington, DE |
| ROOT_INSTITUTION | SEACOAST NATIONAL BANK | National Bank | Stuart, FL |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
105
Showing 1 through 50 of 105 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| APOPKA | 345 East Main Street | Apopka | FL | 32703 |
| AVENTURA | 19058 Northeast 29th Ave | Aventura | FL | 33180 |
| AVON PARK | 800 West Main Street | Avon Park | FL | 33825 |
| BELLEAIR BLUFFS | 715 Indian Rocks Road | Belleair Bluffs | FL | 33770 |
| BELLEVIEW | 5068 SE Abshier Blvd | Belleview | FL | 34420 |
| BOCA RATON - GLADES ROAD | 2300 Glades Road, Suite 120-140w | Boca Raton | FL | 33431 |
| BOCA RATON - NORTH FEDERAL HIGHWAY | 980 North Federal Highway, Suite 100 | Boca Raton | FL | 33432 |
| BOYNTON BEACH | 3717 Boynton Beach Boulevard | Boynton Beach | FL | 33436 |
| BRADENTON | 1201 6th Avenue West, Suite 133 | Bradenton | FL | 34205 |
| BRONSON | 331 East Hathaway Avenue | Bronson | FL | 32621 |
| CEDAR KEY | 7060 C Street | Cedar Key | FL | 32625 |
| CHIEFLAND | 1627 North Young Boulevard | Chiefland | FL | 32626 |
| CLERMONT | 1000 East Highway 50 | Clermont | FL | 34711 |
| CLEWISTON | 890 W Sugarland Highway | Clewiston | FL | 33440 |
| CORAL GABLES - ALHAMBRA | 396 Alhambra Circle, Suite 255 | Coral Gables | FL | 33134 |
| MIAMI - SAN IGNACIO | 1518 San Ignacio Avenue | Coral Gables | FL | 33146 |
| CROSS CITY | 104 NE Highway 351 | Cross City | FL | 32628 |
| CRYSTAL RIVER | 1160 North Suncoast Blvd | Crystal River | FL | 34429 |
| DAYTONA | 1696 North Clyde Morris Boulevard | Daytona Beach | FL | 32117 |
| DELRAY | 50 Northeast 5th Avenue | Delray Beach | FL | 33483 |
| DORAL | 8600 Northwest 17th Street, Suite 120 | Doral | FL | 33126 |
| EUSTIS | 2722 East Burleigh Boulevard | Eustis | FL | 32726 |
| FORT LAUDERDALE - BROWARD BLVD | 110 E Broward Blvd., Suite 100 | Fort Lauderdale | FL | 33301 |
| FORT LAUDERDALE - POMPANO | 6825 Powerline Road | Fort Lauderdale | FL | 33309 |
| FORT PIERCE | 1901 South US #1 | Fort Pierce | FL | 34950 |
| FRUITLAND PARK | 3290 U.s. Highway 441/27 | Fruitland Park | FL | 34731 |
| GAINESVILLE | 3833 SW 37th Blvd | Gainesville | FL | 32608 |
| HERNANDO-CITRUS HILLS | 2623 N. Forest Ridge Blvd | Hernando | FL | 34442 |
| HIALEAH | 1255 West 49th Street | Hialeah | FL | 33012 |
| HOBE SOUND | 11711 US 1 | Hobe Sound | FL | 33455 |
| JACKSONVILLE | 7880 Gate Parkway Suite 100 | Jacksonville | FL | 32256 |
| JACKSONVILLE - KINGS AVE | 1001 Kings Ave | Jacksonville | FL | 32207 |
| JENSEN BEACH | 1000 Northeast Jensen Beach Blvd | Jensen Beach | FL | 34957 |
| JUPITER | 585 West Indiantown Road | Jupiter | FL | 33458 |
| LAKE CITY | 350 SW Main Boulevard | Lake City | FL | 32025 |
| LAKE MARY | 175 Timacuan Blvd | Lake Mary | FL | 32746 |
| LAKE PLACID | 600 U.s. Highway 27 North | Lake Placid | FL | 33852 |
| LANTANA | 2000 Lantana Road | Lantana | FL | 33462 |
| LEESBURG | 800 West North Boulevard | Leesburg | FL | 34748 |
| LONGWOOD | 2695 State Road 434 | Longwood | FL | 32779 |
| MELBOURNE - HARBOR CITY BLVD | 340 North Harbor City Boulevard | Melbourne | FL | 32935 |
| MELBOURNE - VIERA | 105 Capron Trail | Melbourne | FL | 32940 |
| MIAMI - BRICKELL | 1150 South Miami Avenue | Miami | FL | 33130 |
| MIAMI - KENDALL | 9851 North Kendall Drive | Miami | FL | 33176 |
| MIDDLETON | 7551 Middleton Drive | Midddleton | FL | 34762 |
| MOUNT DORA | 18251 US Hwy 441 | Mount Dora | FL | 32757 |
| NAPLES | 856 Third Avenue S | Naples | FL | 34102 |
| OCALA | 2811 SW 27th Avenue | Ocala | FL | 34471 |
| OCALA - DOWNTOWN | 406 E. Silver Springs Boulevard | Ocala | FL | 34470 |
| OCALA - WEST HIGHWAY 200 | 7605 SW Hwy 200 | Ocala | FL | 34476 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
23
Showing 1 through 23 of 23 history events
| Event date | Event type | Related institution |
|---|---|---|
| October 2, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 12, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 8, 2022 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 8, 2022 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 3, 2022 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 3, 2022 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 7, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 22, 2020 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 14, 2020 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 20, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 4, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 21, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 8, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 12, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 18, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 1, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 12, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 3, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 31, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 15, 1995 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 21, 1991 | Failure - Government Assistance Provided | AMERICAN PIONEER FEDERAL SAVINGS BANK |
| October 31, 1987 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-05
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-05
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-05
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.