HMDA records
2,719
2025
Public institution profile · Bank · Not a recommendation
BankStuart, FLActive
FDIC certificate 131
Data observedAugust 5, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
2,719reported records
1,453reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
2,719
2025
Loan originations
1,453
2025
Denials
825
2025
Withdrawals
294
2025
Denial rate among decisioned applications
35.3%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 2,719 | 1,453 | 57 | 825 | 294 | 35.3% |
| 2024 | 2,964 | 1,512 | 52 | 1,027 | 251 | 39.6% |
| 2023 | 3,597 | 1,851 | 96 | 1,298 | 250 | 40.0% |
| 2022 | 6,041 | 3,185 | 166 | 1,939 | 317 | 36.7% |
| 2021 | 6,089 | 3,361 | 82 | 1,565 | 514 | 31.3% |
| 2020 | 6,102 | 3,645 | 83 | 1,453 | 685 | 28.0% |
| 2019 | 5,120 | 2,734 | 93 | 1,057 | 403 | 27.2% |
| 2018 | 4,757 | 3,019 | 120 | 1,138 | 315 | 26.6% |
| Category | HMDA records |
|---|---|
| Conventional | 2,658 |
| FHA | 49 |
| VA | 10 |
| RHS / FSA | 2 |
| Home purchase | 926 |
| Home improvement | 991 |
| Refinancing | 331 |
| Cash-out refinancing | 88 |
7 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
FFIEC NIC hierarchy rows
3
Showing 1 through 3 of 3 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | SOUTH BRANCH BUILDING, INC. | Domestic Entity Other | Stuart, FL |
| Direct relationship | SYRACUSE HOLDINGS, INC. | Domestic Entity Other | Wilmington, DE |
| ROOT_INSTITUTION | SEACOAST NATIONAL BANK | National Bank | Stuart, FL |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
105
Showing 51 through 100 of 105 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| OKEECHOBEE | 1409 S Parrott Avenue | Okeechobee | FL | 34974 |
| ORLANDO - DR PHILLIPS | 6752 Conroy Windermere Road | Orlando | FL | 32835 |
| ORLANDO - LAKE NONA | 9680 Narcoossee RD, Suite 101 | Orlando | FL | 32827 |
| ORLANDO - NORTH ORANGE | 250 North Orange Ave | Orlando | FL | 32801 |
| ORMOND BEACH | 175 West Granada Boulevard | Ormond Beach | FL | 32174 |
| OVIEDO | 2839 Clayton Crossing Way | Oviedo | FL | 32765 |
| PALM BEACH GARDENS | 3001 Pga Boulevard | Palm Beach Gardens | FL | 33410 |
| PALM CITY | 2601 SW High Meadow Avenue | Palm City | FL | 34990 |
| PLANTATION | 8118 W. Broward Boulevard | Plantation | FL | 33324 |
| PORT ORANGE | 4720 Cldye Morris Blvd | Port Orange | FL | 32129 |
| PORT SAINT LUCIE - GATLIN | 1790 SW Gatlin Blvd | Port Saint Lucie | FL | 34953 |
| PORT SAINT LUCIE - TIFFANY | 9698 South US #1 | Port Saint Lucie | FL | 34952 |
| PORT SAINT LUCIE - WEST | 1100 SW St. Lucie West Blvd | Port Saint Lucie | FL | 34986 |
| PORT SAINT LUCIE - WESTMORELAND | 1108 SE Port St. Lucie Blvd | Port Saint Lucie | FL | 34952 |
| ST. PETERSBURG - 4TH STREET | 1200 4th Street North | Saint Petersburg | FL | 33701 |
| ST. PETERSBURG - KOGER | 9700 Koger Boulevard North | Saint Petersburg | FL | 33702 |
| SANFORD | 3791 West 1st Street | Sanford | FL | 32771 |
| SARASOTA | 5101 Fruitville RD | Sarasota | FL | 34232 |
| SARASOTA - RINGLING | 1950 Ringling Blvd, Suite 101 | Sarasota | FL | 34236 |
| SEBASTIAN | 1110 Roseland Road | Sebastian | FL | 32958 |
| SEBRING - LAKE JACKSON | 320 U.s. Highway 27 North | Sebring | FL | 33870 |
| SEBRING - SUN 'N LAKE | 5033 U.s. Highway 27 N. | Sebring | FL | 33870 |
| STUART - COLORADO | 815 Colorado Avenue | Stuart | FL | 34994 |
| STUART - COVE | 5755 Southeast US 1 | Stuart | FL | 34997 |
| STUART - WEDGEWOOD | 3200 SE Federal Highway | Stuart | FL | 34997 |
| TAMPA - ASHLEY | 400 North Ashley Drive, Ste 110 | Tampa | FL | 33602 |
| TAMPA - MACDILL | 402 South Macdill Avenue | Tampa | FL | 33609 |
| TAMPA MIDTOWN BRANCH | 1150 Assembly Drive | Tampa | FL | 33607 |
| THE VILLAGES - BROWNWOOD | 2601 West Torch Lake Drive | The Villages | FL | 32163 |
| THE VILLAGES - COLONY PLAZA | 395 Colony Blvd | The Villages | FL | 32162 |
| THE VILLAGES - EASTPORT | 1286 Dewey Drive | The Villages | FL | 34762 |
| THE VILLAGES - LAKE DEATON | 745 Kristine Way | The Villages | FL | 32163 |
| THE VILLAGES - LAKE SUMTER LANDING | 1050 Lake Sumter Landing | The Villages | FL | 32162 |
| THE VILLAGES - MAGNOLIA PLAZA | 2215 Everglades Lane | The Villages | FL | 32163 |
| THE VILLAGES - MULBERRY GROVE | 8590 S.e. 165th Mulberry Lane | The Villages | FL | 32162 |
| THE VILLAGES - PINELLAS PLAZA | 2420 Burnsed Boulevard | The Villages | FL | 32163 |
| THE VILLAGES - POWELL ROAD | 6495 Powell Road | The Villages | FL | 32163 |
| THE VILLAGES - SOUTHERN TRACE | 3430 Southern Trace | The Villages | FL | 32162 |
| THE VILLAGES - SPANISH PLAINES | 1500 Banderos Avenue | The Villages | FL | 32159 |
| THE VILLAGES - SPANISH SPRINGS | 1129 Main Street | The Villages | FL | 32159 |
| TRENTON | 1502 East Wade Street | Trenton | FL | 32693 |
| VENICE | 735 East Venice Avenue | Venice | FL | 34285 |
| VERO BEACH - 12TH STREET | 1206 US Highway 1 | Vero Beach | FL | 32960 |
| VERO BEACH - 20TH STREET | 6030 20th Street | Vero Beach | FL | 32966 |
| VERO BEACH - CARDINAL | 2940 Cardinal Drive | Vero Beach | FL | 32963 |
| WELLINGTON - FOREST HILL | 12796 Forest Hill Blvd. | Wellington | FL | 33414 |
| WEST PALM BEACH - NORTH DIXIE | 615 North Dixie Highway | West Palm Beach | FL | 33401 |
| WEST PALM BEACH - OAKTON COMMONS | 8101 Okeechobee Blvd. | West Palm Beach | FL | 33411 |
| WEST PALM BEACH - PALM BEACH LAKES | 2090 Palm Beach Lakes Boulevard | West Palm Beach | FL | 33409 |
| WESTON BRANCH | 2200 Weston Road | Weston | FL | 33326 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
23
Showing 1 through 23 of 23 history events
| Event date | Event type | Related institution |
|---|---|---|
| October 2, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 12, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 8, 2022 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 8, 2022 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 3, 2022 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 3, 2022 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 7, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 22, 2020 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 14, 2020 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 20, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 4, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 21, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 8, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 12, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 18, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 1, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 12, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 3, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 31, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 15, 1995 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 21, 1991 | Failure - Government Assistance Provided | AMERICAN PIONEER FEDERAL SAVINGS BANK |
| October 31, 1987 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-05
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-05
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-05
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.