Institution profile

Sage Capital Bank,

Bank · Active · Headquarters: Gonzales, TX

Profile data observed August 3, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name: Sage Capital Bank,
Display name: Sage Capital Bank,
Institution status: Active
FDIC insured: Yes
FDIC insured since: July 12, 1984
Established date: July 12, 1984
Charter class: State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator: Federal Deposit Insurance Corporation
Headquarters: Gonzales, TX, 78629, United States
Website: https://www.sagecapitalbank.com
FDIC certificate number: 25621
Federal Reserve RSSD ID: 448554
Domestic location count: 8
Source observed: August 3, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status: ACTIVE
Primary federal regulator: FDIC
Institution type: Non-member Bank
Primary activity: NAICS 52211
FDIC certificate: 25621
Federal Reserve RSSD ID: 448554
LEI: 5493006X4VPGZ5GVIB71
Headquarters: 1606 North Sarah Dewitt Drive, Gonzales, TX, 78629, United States
Primary deposit insurer: Deposit Insurance Fund (DIF)
Source observed: August 19, 2026

Branch network

Listed locations

Showing 1 through 6 of 6 listed locations

StateCity or branch

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Showing 1 through 6 of 6 FFIEC NIC branch locations
Branch	Address	City	State	Postal code
LOCKHART BRANCH	501 South Colorado Street	Lockhart	TX	78644
LULING BRANCH	121 South Magnolia Street	Luling	TX	78648
NEW BRAUNFELS BRANCH	2009 State Highway 46	New Braunfels	TX	78132
SAN MARCOS BRANCH	2201 Hunter Road	San Marcos	TX	78666
SHINER BRANCH	1406 North Avenue E	Shiner	TX	77984
TEXAS HILL BRANCH	18966 Forty Six Parkway	Spring Branch	TX	78070

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating: Satisfactory
Exam date: June 1, 2023
Regulator: FDIC
Examination method: Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam date	CRA rating	Regulator	Examination method
June 1, 2023	Satisfactory	FDIC	Intermediate Small Bank
January 1, 2020	Satisfactory	FDIC	Intermediate Small Bank

Read the methodology

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
Relationship	Institution	Type	Location
ROOT_INSTITUTION	SAGE CAPITAL BANK	Non-member Bank	Gonzales, TX

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: FDIC-insured state-chartered nonmember bank