Institution profile
S AND J SCHOOL EMPLOYEES
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
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NCUA identity
- NCUA charter number
- 17331
- Credit union type
- Federal credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- Yes
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 734 Main St
- City
- Wintersville
- State
- OH
- ZIP
- 43953
- County
- Jefferson
- Country
- United States
- Phone
- 7402666354
- Hours
- Normal Hours: Monday - Friday 10:30 am to 5:00 pm Summer Hours: Monday - Friday 9:30 am to 4:00 pm (Mid-June to Mid-August)
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 624
- Total assets
- $2,996,383
- Total loans — all reported loan categories
- $1,947,765
- Shares and deposits
- $2,651,709
- Return on average assets
- 0.46%
- Net worth ratio
- 11.06%
- Loan-to-share ratio
- 73.45%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- -7.48%
- Loans four-quarter growth
- -7.1%
- Assets four-quarter growth
- -6.02%
- Members four-quarter growth
- -1.89%
- Net-worth four-quarter growth
- 6.43%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- No
- Drive-thru
- No
- Shared service-center network
- No
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured federal credit union