Listed locations
6
Institution profile
Round Top State Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Round Top State Bank
- Display name
- Round Top State Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 21, 1965
- Established date
- January 1, 1912
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Round Top, TX, 78954, United States
- FDIC certificate number
- 19358
- Federal Reserve RSSD ID
- 665865
- Domestic location count
- 7
- Source observed
- August 3, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 19358
- Federal Reserve RSSD ID
- 665865
- Headquarters
- 301 North Washington Street, Highway 237 North, Round Top, TX, 78954, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 6 of 6 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| GIDDINGS BRANCH | 1442 East Austin Street | Giddings | TX | 78942 |
| EAGLE BANK JARRELL BRANCH | 12345 North IH 35 | Jarrell | TX | 76537 |
| LA GRANGE BRANCH | 2010 Highway 71 West | La Grange | TX | 78945 |
| LEXINGTON BRANCH | 8681 North Highway 77 | Lexington | TX | 78947-9496 |
| EAGLE BANK ROUND ROCK BRANCH | 2250 North AW Grimes Boulevard | Round Rock | TX | 78665 |
| TAYLOR BRANCH | 106 Northwest Carlos G. Parker Boulevard | Taylor | TX | 76574 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- December 1, 2023
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| December 1, 2023 | Satisfactory | FDIC | Intermediate Small Bank |
| January 1, 2021 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2018 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2015 | Satisfactory | FDIC | Intermediate Small Bank |
| May 1, 2012 | Satisfactory | FDIC | Intermediate Small Bank |
| January 5, 2009 | Satisfactory | FDIC | Small Bank |
| October 1, 2003 | Satisfactory | FDIC | Small Bank |
| January 1, 1999 | Satisfactory | FDIC | Small Bank |
| June 1, 1995 | Satisfactory | FDIC | Not Reported |
| January 1, 1993 | Satisfactory | FDIC | Not Reported |
| February 1, 1991 | Satisfactory | FDIC | Not Reported |
Institutional history
1 FFIEC NIC history event
Showing 1 of 1 history events
| Event date | Event type | Related institution |
|---|---|---|
| August 23, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
2 FFIEC NIC relationship records
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | TOM BAKER INSURANCE AGENCY, INC. | Domestic Entity Other | Round Top, TX |
| ROOT_INSTITUTION | ROUND TOP STATE BANK | Non-member Bank | Round Top, TX |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank