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Institution profile

River City Bank (Sacramento, CA)

Bank · Active · Headquarters: Sacramento, CA

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
River City Bank
Display name
River City Bank (Sacramento, CA)
Institution status
Active
FDIC insured
Yes
FDIC insured since
December 16, 1963
Established date
December 16, 1963
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Sacramento, CA, 95833, United States
FDIC certificate number
18983
Federal Reserve RSSD ID
253468
Domestic location count
9
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
18983
Federal Reserve RSSD ID
253468
LEI
549300TGUS6Y1N77GV58
Headquarters
2480 Natomas Park Drive, Sacramento, CA, 95833, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

10

Showing 1 through 10 of 10 listed locations

Scroll sideways to see every branch column.

Showing 1 through 10 of 10 FFIEC NIC branch locations
BranchAddressCityStatePostal code
CITRUS HEIGHTS BRANCH5650 Sunrise BoulevardCitrus HeightsCA95610
DAVIS BRANCH239 E StreetDavisCA95616
ELK GROVE BRANCH8923 Elk Grove BoulevardElk GroveCA95624
GRANITE BAY BRANCH4033 Cavitt Stallman RoadGranite BayCA95746
PLACERVILLE BRANCH348 Main StreetPlacervilleCA95667
BEL AIR MARKET BRANCH1039 Sunrise AvenueRosevilleCA95661
ROSEVILLE BRANCH4000 Foothills BoulevardRosevilleCA95747
SACRAMENTO BRANCH925 L Street, Suite 170SacramentoCA95814
SACRAMENTO HOWE AVENUE BRANCH900 Howe AvenueSacramentoCA95825
WOODLAND BRANCH199 Main StreetWoodlandCA95695

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
April 1, 2023
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
April 1, 2023SatisfactoryFDICLarge Bank Exam
March 1, 2020SatisfactoryFDICLarge Bank Exam
June 1, 2017SatisfactoryFDICLarge Bank Exam
October 1, 2014SatisfactoryFDICIntermediate Small Bank
July 1, 2013SatisfactoryFDICIntermediate Small Bank
February 1, 2010SatisfactoryFDICIntermediate Small Bank
August 1, 2006SatisfactoryFDICLarge Bank Exam
November 1, 2003SatisfactoryFDICLarge Bank Exam
April 1, 2001SatisfactoryFDICLarge Bank Exam
May 1, 1999SatisfactoryFDICLarge Bank Exam
September 1, 1996SatisfactoryFDICSmall Bank
August 1, 1994SatisfactoryFDICNot Reported
June 1, 1992OutstandingFDICNot Reported

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
September 12, 1988Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONRIVER CITY BANKNon-member BankSacramento, CA

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank