Listed locations
24
Institution profile
River Bank & Trust
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- River Bank & Trust
- Display name
- River Bank & Trust
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- April 3, 2006
- Established date
- April 3, 2006
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Prattville, AL, 36066, United States
- FDIC certificate number
- 58255
- Federal Reserve RSSD ID
- 3437157
- Domestic location count
- 25
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 58255
- Federal Reserve RSSD ID
- 3437157
- Headquarters
- 2611 Legends Drive, Prattville, AL, 36066, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 24 of 24 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ALEXANDER CITY OFFICE | 3617 U.s. Highway 280 | Alexander City | AL | 35010 |
| AUBURN BRANCH | 2394 East Univeristy Drive | Auburn | AL | 36830 |
| AUBURN SOUTH | 1192 South Donahue Drive | Auburn | AL | 36830 |
| CLANTON MAIN OFFICE | 620 Second Avenue North | Clanton | AL | 35045 |
| DAPHNE OFFICE - HWY 98 | 1301 US Hwy 98 | Daphne | AL | 36526 |
| DECATUR OFFICE | 254 Moulton Street East | Decatur | AL | 35601 |
| DOTHAN MAIN OFFICE | 1479 West Main Street | Dothan | AL | 36302 |
| DOTHAN WESTSIDE BRANCH | 3850 West Main Street, Suite 1000 | Dothan | AL | 36305 |
| ENTERPRISE BRANCH | 306 South Main Street | Enterprise | AL | 36330 |
| FLORENCE OFFICE | 401 East Tennessee Street | Florence | AL | 35630 |
| GADSDEN BRANCH | 244 South 3rd Street | Gadsden | AL | 35901 |
| HUNTSVILLE OFFICE | 401 Holmes Avenue | Huntsville | AL | 35801 |
| MILLBROOK OFFICE | 3111 Alabama Highway 14 | Millbrook | AL | 36054 |
| DOWNTOWN MOBILE OFFICE | 118 North Royal Street, Suite 100 | Mobile | AL | 36602 |
| MOBILE OFFICE - UNIVERSITY | 110 South University Boulevard | Mobile | AL | 36608 |
| DOWNTOWN MONTGOMERY BRANCH | 309 Maxwell Boulevard | Montgomery | AL | 36104 |
| EAST MONTGOMERY BRANCH | 7075 Halcyon Park Drive | Montgomery | AL | 36117 |
| OPELIKA BRANCH | 1804 Thomason Drive | Opelika | AL | 36801 |
| DOWNTOWN PRATTVILLE OFFICE | 612 South Memorial Drive | Prattville | AL | 36067 |
| SARALAND OFFICE | 33 Shell Street, Suite 33 | Saraland | AL | 36571 |
| TUSCALOOSA OFFICE | 1300 Greensboro Avenue | Tuscaloosa | AL | 35401 |
| VESTAVIA OFFICE | 1100 Montgomery Highway | Vestavia Hills | AL | 35216 |
| WETUMPKA BRANCH | 10 Cambridge Drive | Wetumpka | AL | 36093 |
| DESTIN OFFICE | 36150 Emerald Coast Parkway, Suite 106 | Destin | FL | 35241 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- October 1, 2023
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| October 1, 2023 | Satisfactory | FDIC | Large Bank Exam |
| December 1, 2020 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2017 | Satisfactory | FDIC | Intermediate Small Bank |
| October 1, 2014 | Satisfactory | FDIC | Intermediate Small Bank |
| October 1, 2011 | Satisfactory | FDIC | Intermediate Small Bank |
| December 5, 2008 | Satisfactory | FDIC | Small Bank |
Institutional history
3 FFIEC NIC history events
Showing 1 through 3 of 3 history events
| Event date | Event type | Related institution |
|---|---|---|
| November 1, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | RIVER BANK & TRUST | Non-member Bank | Prattville, AL |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank