Listed locations
22
Institution profile
Rio Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Rio Bank
- Display name
- Rio Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- February 11, 1985
- Established date
- February 11, 1985
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Mcallen, TX, 78501, United States
- Website
- https://www.rio.bank
- FDIC certificate number
- 25886
- Federal Reserve RSSD ID
- 956750
- Domestic location count
- 25
- Source observed
- August 3, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 25886
- Federal Reserve RSSD ID
- 956750
- LEI
- 5493007MVCEU8QCNWC60
- Headquarters
- 701 East Expressway 83, Mcallen, TX, 78501, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 22 of 22 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BLANCO BRANCH | 1108 Main | Blanco | TX | 78606 |
| BROWNSVILLE BRANCH | 3401 Old Highway 77 | Brownsville | TX | 78520 |
| DRIPPING SPRINGS BRANCH | 401 East Highway 290 | Dripping Springs | TX | 78620 |
| EDCOUCH BANKING CENTER BRANCH | 442 Santa Rosa Avenue | Edcouch | TX | 78538 |
| EDINBURG BANKING CENTER BRANCH | 621 West University ST | Edinburg | TX | 78539-3209 |
| ELSA BANKING CENTER BRANCH | 300 West Edinburg | Elsa | TX | 78543 |
| FREDERICKSBURG BRANCH | 610 West Main Street | Fredericksburg | TX | 78624 |
| HARLINGEN BRANCH | 601 South Stuart Place Road | Harlingen | TX | 78552 |
| JOHNSON CITY | 403 South US Highway 281 | Johnson City | TX | 78636 |
| MARBLE FALLS BRANCH | 1001 Highway 1431 West | Marble Falls | TX | 78654 |
| 23 RD STREET BANKING CENTER | 1655 North 23rd Street | Mcallen | TX | 78501 |
| JACKSON AVENUE BRANCH | 720 East Jackson Avenue | Mcallen | TX | 78501-1127 |
| NORTH MCALLEN BRANCH | 4120 North Mccoll Road | Mcallen | TX | 78504 |
| PALMVIEW BANKING CENTER | 401 North Bentsen Palm Drive | Mission | TX | 78572 |
| RIO GRANDE CITY BANKING CENTER BRANCH | 712 West Main St. | Rio Grande City | TX | 78582 |
| ROMA BANKING CENTER BRANCH | 104 Garcia ST | Roma | TX | 78584 |
| ALAMO HEIGHTS | 5700 Broadway Street | San Antonio | TX | 78209 |
| HUEBNER BRANCH | 19223 Stone Oak Parkway | San Antonio | TX | 78258 |
| STONE OAK BRANCH | 150 N Loop 1604 E | San Antonio | TX | 78232 |
| SAN JUAN BRANCH | 401 West State Highway 495 | San Juan | TX | 78589 |
| WESLACO BRANCH | 1000 N Westgate Drive | Weslaco | TX | 78596 |
| WESLACO EAST BANKING CENTER BRANCH | 3124 East Highway 83 | Weslaco | TX | 78596-8318 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- March 1, 2025
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| March 1, 2025 | Satisfactory | FDIC | Intermediate Small Bank |
| February 1, 2022 | Satisfactory | FDIC | Intermediate Small Bank |
| January 1, 2019 | Satisfactory | FDIC | Small Bank |
| January 1, 2016 | Satisfactory | FDIC | Small Bank |
| February 1, 2010 | Satisfactory | FDIC | Small Bank |
| July 1, 2004 | Satisfactory | FDIC | Small Bank |
Institutional history
2 FFIEC NIC history events
Showing 1 through 2 of 2 history events
| Event date | Event type | Related institution |
|---|---|---|
| May 31, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 1, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | RIO BANK | Non-member Bank | Mcallen, TX |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank