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Institution profile

Ridgewood Savings Bank

Bank · Active · Headquarters: Ridgewood, NY

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Ridgewood Savings Bank
Display name
Ridgewood Savings Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
July 1, 1943
Established date
June 18, 1921
Charter class
State-chartered stock savings bank
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Ridgewood, NY, 11385, United States
Website
https://www.ridgewoodbank.com
FDIC certificate number
16026
Federal Reserve RSSD ID
859712
Domestic location count
38
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
State Savings Bank
Primary activity
NAICS 52211
FDIC certificate
16026
Federal Reserve RSSD ID
859712
Headquarters
71-02 Forest Avenue, Ridgewood, NY, 11385, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

38

Showing 1 through 38 of 38 listed locations

Scroll sideways to see every branch column.

Showing 1 through 38 of 38 FFIEC NIC branch locations
BranchAddressCityStatePostal code
DITMARS BOULEVARD BRANCH43-14 Ditmars BoulevardAstoriaNY11105
ATLANTIC AVE. BRANCH835 Atlantic AvenueBaldwinNY11510
BAYSIDE BRANCH208-24 Cross Island PkwyBaysideNY11360
BELLMORE BRANCH2080 Bellmore Ave.BellmoreNY11710
BREEZY POINT BRANCH202-16 Rockaway BoulevardBreezy PointNY11697
CROSBY AVENUE BRANCH1745 Crosby AvenueBronxNY10461
GUN HILL ROAD BRANCH1770 East Gun Hill RoadBronxNY10469
JEROME AVE BRANCH3445 Jerome AveBronxNY10467
MORRIS PARK AVE / C&S BRANCH1010 Morris Park AveBronxNY10462
MORRIS PARK BRANCH1134 Morris Park AvenueBronxNY10461
NEW YORK BRANCH711 Allerton AveBronxNY10467
SEDGWICK AVENUE BRANCH3899 Sedgwick AvenueBronxNY10463
SOUNDVIEW BRANCH1626 Bruckner BoulevardBronxNY10473
WHITE PLAINS ROAD3824 White Plains RoadBronxNY10467
BRONX RIVER ROAD BRANCH843 Bronx River RoadBronxvilleNY10708
BAY RIDGE BRANCH7524 Third AvenueBrooklynNY11209
BENSONHURST BRANCH7124 18th AvenueBrooklynNY11204
COBBLE HILL BRANCH244 Court StreetBrooklynNY11201
DYKER HEIGHTS BRANCH7020 13th AvenueBrooklynNY11228
THIRD AVENUE BRANCH8522 Third AvenueBrooklynNY11209
WHITESTONE FLUSHING BRANCH25-29 Parsons Blvd.FlushingNY11354
FOREST HILLS OFFICE107-55 Queens BoulevardForest HillsNY11375
FRANKLIN SQUARE OFFICE1010 Hempstead TurnpikeFranklin SquareNY11010
GARDEN CITY BRANCH2435 Jericho TurnpikeGarden City ParkNY11040
GLENDALE BRANCH65-01 Myrtle AvenueGlendaleNY11385
HICKSVILLE BRANCH220 Old County RoadHicksvilleNY11801
OLD COUNTRY ROAD BRANCH220-222 Old Country RoadHicksvilleNY11801
HOLLIS OFF205-09 Hillside AvenueHollisNY11423
LAURELTON OFFICE230-22 Merrick BoulevardLaureltonNY11413
LINDENHURST BRANCH317 South Wellwood AvenueLindenhurstNY11757
GRAND AVENUE BRANCH72-25 Grand AvenueMaspethNY11378
NEW ROCHELLE BRANCH424 Pelham RoadNew RochelleNY10805
73RD STREET BRANCH1404 2nd AvenueNew YorkNY10021
86TH STREET BRANCH345 East 86th StreetNew YorkNY10028
WEST BABYLON BRANCH50 Farmingdale, Road-rt. 109West BabylonNY11704
WHITESTONE BRANCH25-29 Parsons BlvdWhitestoneNY11354
EXECUTIVE BOULEVARD BRANCH3 Executive BlvdYonkersNY10701
MCLEAN AVENUE BRANCH670 Mclean AvenueYonkersNY10704

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
June 1, 2026
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
June 1, 2026SatisfactoryFDICLarge Bank Exam
September 1, 2023SatisfactoryFDICLarge Bank Exam
May 1, 2020SatisfactoryFDICLarge Bank Exam
May 1, 2017SatisfactoryFDICLarge Bank Exam
March 1, 2014SatisfactoryFDICLarge Bank Exam
January 1, 2011SatisfactoryFDICLarge Bank Exam
January 7, 2008SatisfactoryFDICLarge Bank Exam
October 1, 2004SatisfactoryFDICLarge Bank Exam
September 1, 2001SatisfactoryFDICLarge Bank Exam
September 1, 1999SatisfactoryFDICLarge Bank Exam
August 1, 1996SatisfactoryFDICSmall Bank
June 1, 1994SatisfactoryFDICNot Reported

Read the methodology

Institutional history

2 FFIEC NIC history events

Showing 1 through 2 of 2 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
July 13, 2007Charter Discontinued (Merger or Purchase & Assumption)—
October 19, 1991Failure - Government Assistance ProvidedBEACON FEDERAL SAVINGS ASSOCIATION

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONRIDGEWOOD SAVINGS BANKState Savings BankRidgewood, NY

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered stock savings bank