HMDA records
835
2025
Public institution profile · Bank · Not a recommendation
RCB Bank
BankClaremore, OKActive
FDIC certificate 15399
Data observedAugust 5, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 15399
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 945053
- OCC charter number
- Not published — no verified match
- Not published — no verified match
- Official website
- https://www.rcbbank.bank
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Claremore, OK
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 58
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam September 8, 2025
- Institution history
- 12 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Claremore, OK
- activity
- Published activity year 2025
- Listed branch locations
- 58
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam September 8, 2025
- Institution history
- 12 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
835reported records
612reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
612
2025
Denials
67
2025
Withdrawals
130
2025
Denial rate among decisioned applications
9.7%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 835 | 612 | 13 | 67 | 130 | 9.7% |
| 2024 | 847 | 603 | 14 | 87 | 138 | 12.4% |
| 2023 | 923 | 643 | 13 | 130 | 124 | 16.5% |
| 2022 | 1,566 | 1,072 | 25 | 198 | 230 | 15.3% |
| 2021 | 1,652 | 1,212 | 16 | 145 | 244 | 10.6% |
| 2020 | 2,235 | 1,650 | 26 | 204 | 319 | 10.9% |
| 2019 | 1,483 | 1,132 | 22 | 119 | 184 | 9.3% |
| 2018 | 1,313 | 952 | 26 | 140 | 159 | 12.5% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 725 |
| FHA | 86 |
| VA | 16 |
| RHS / FSA | 8 |
| Home purchase | 504 |
| Home improvement | 76 |
| Refinancing | 93 |
| Cash-out refinancing | 120 |
State reporting
7 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- RCB Bank
- Display name
- RCB Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- July 9, 1936
- Established date
- January 14, 1936
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Claremore, OK, 74017, United States
- Website
- https://www.rcbbank.bank
- FDIC certificate number
- 15399
- Federal Reserve
- 945053
- Domestic location count
- 62
- Source observed
- August 5, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 15399
- Federal Reserve
- 945053
- 2549007W5PWUV8XG3V90
- Headquarters
- 300 West Patti Page Boulevard, Claremore, OK, 74017, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- September 8, 2025
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| September 8, 2025 | Satisfactory | Federal Reserve | Large Bank Exam |
| March 27, 2023 | Satisfactory | Federal Reserve | Large Bank Exam |
| March 22, 2021 | Satisfactory | Federal Reserve | Large Bank Exam |
| January 28, 2019 | Satisfactory | Federal Reserve | Large Bank Exam |
| October 3, 2016 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 14, 2014 | Satisfactory | Federal Reserve | Large Bank Exam |
| April 16, 2012 | Satisfactory | Federal Reserve | Large Bank Exam |
| December 5, 2008 | Satisfactory | FDIC | Intermediate Small Bank |
| October 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| December 1, 2002 | Satisfactory | FDIC | Large Bank Exam |
| January 24, 2000 | Satisfactory | Federal Reserve | Large Bank Exam |
| May 1, 1998 | Satisfactory | FDIC | Small Bank |
| March 1, 1995 | Outstanding | FDIC | Not Reported |
| May 1, 1992 | Satisfactory | FDIC | Not Reported |
| March 1, 1991 | Outstanding | FDIC | Not Reported |
Formal hierarchy
FFIEC NIC hierarchy rows
2
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | RCB SERVICES, INC. | Domestic Entity Other | Claremore, OK |
| ROOT_INSTITUTION | RCB BANK | State Member Bank | Claremore, OK |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
58
Showing 1 through 50 of 58 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ARKANSAS CITY DOWNTOWN BRANCH | 125 N. Summit Street | Arkansas City | KS | 67005 |
| ARKANSAS CITY NORTH BRANCH | 2019 North Summit Street | Arkansas City | KS | 67005 |
| CANEY BRANCH | 301 West 4th | Caney | KS | 67333 |
| DOUGLASS BRANCH | 305 South Forest Street | Douglass | KS | 67039 |
| DOWNTOWN HUTCHINSON BRANCH | 101 West Avenue A | Hutchinson | KS | 67501 |
| EAST HUTCHINSON BRANCH | 1330 East 17th Street | Hutchinson | KS | 67501 |
| HUTCHINSON BRANCH | 700 East 30th | Hutchinson | KS | 67502 |
| LAWRENCE BRANCH - MAIN | 3300 W. 6th Street | Lawrence | KS | 66049 |
| OXFORD BRANCH | 101 North Sumner | Oxford | KS | 67119 |
| WELLINGTON BRANCH - MAIN | 1902 E. 16th Street | Wellington | KS | 67152 |
| WICHITA BRANCH | 10501 East Berkeley Square Parkway | Wichita | KS | 67230 |
| WICHITA EAST BRANCH | 8411 East 21st Street North | Wichita | KS | 67206 |
| WICHITA WEST BRANCH | 680 North Ridge Road | Wichita | KS | 67212 |
| WINFIELD DOWNTOWN BRANCH | 900 Main | Winfield | KS | 67156 |
| WINFIELD DRIVE-THRU BRANCH | 1421 Main Street | Winfield | KS | 67156 |
| WINFIELD EAST BRANCH | 1905 East 9th Street | Winfield | KS | 67156 |
| WINFIELD SOUTH BRANCH | 1610 Main Street | Winfield | KS | 67156 |
| MONKEY ISLAND BRANCH | 26551 S Hwy 125 | Afton | OK | 74331 |
| BARTLESVILLE BRANCH | 4224 Southeast Adams Road | Bartlesville | OK | 74006 |
| BLACKWELL BRANCH | 1350 W. Doolin | Blackwell | OK | 74631 |
| BROKEN ARROW BRANCH | 1300 East Kenosha | Broken Arrow | OK | 74012 |
| UNION BRANCH | 5000 West Kenosha Street | Broken Arrow | OK | 74012 |
| CATOOSA BRANCH | 1727 North Highway 66 | Catoosa | OK | 74015 |
| LSB CHELSEA BRANCH | 516 Walnut Street | Chelsea | OK | 74016 |
| FINANCIAL CENTER BRANCH | 511 West Will Rogers Blvd | Claremore | OK | 74017 |
| SOUTH BRANCH | 1600 South Lynn Riggs Blvd | Claremore | OK | 74017 |
| COLLINSVILLE BRANCH | 111 North 11th Street | Collinsville | OK | 74021 |
| COWETA BRANCH | 27010 East 116th Street South | Coweta | OK | 74429 |
| CUSHING BRANCH | 300 North Harrison Avenue | Cushing | OK | 74023 |
| DRUMRIGHT BRANCH | 121 West Broadway Street | Drumright | OK | 74030 |
| BOULEVARD BRANCH | 3600 Boulevard Street | Edmond | OK | 73013 |
| COVELL BRANCH | 855 West Covell Road | Edmond | OK | 73003 |
| PENN BRANCH | 16461 North Pennsylvania Avenue | Edmond | OK | 73013 |
| RCB BANK-EDMOND BRANCH | 909 W. Edmond Rd. | Edmond | OK | 73003 |
| INOLA BRANCH | 11 West Commercial | Inola | OK | 74036 |
| LANGLEY BRANCH | 1699 N Third Street | Langley | OK | 74350 |
| NORMAN BRANCH | 3151 West Tecumseh Road, Suite 200 | Norman | OK | 73072 |
| NORMAN WEST BRANCH | 2596 West Tecumseh Road | Norman | OK | 73069 |
| NICHOLS HILLS-DOWNTOWN BRANCH | 701 North Broadway | Oklahoma City | OK | 73102 |
| NICHOLS HILLS-OKC BRANCH | 7400 N Western Ave | Oklahoma City | OK | 73116-7122 |
| W MEMORIAL BRANCH | 3000 West Memorial Road, Suite 131 | Oklahoma City | OK | 73120 |
| OOLOGAH BRANCH | 6695 E 400 Road | Oologah | OK | 74053 |
| 96TH STREET CENTER BRANCH | 12200 East 96th Street North | Owasso | OK | 74055 |
| OWASSO BRANCH | 11633 East 86th Street North | Owasso | OK | 74055 |
| PONCA CITY DOWNTOWN DRIVE-IN BRANCH | 212 North Second Street | Ponca City | OK | 74601 |
| PONCA CITY MAIN BRANCH | 14th & Highland Avenue | Ponca City | OK | 74601 |
| PONCA CITY MOTOR BANK BRANCH | 2 East Lake Drive | Ponca City | OK | 74604 |
| PONCA CITY NORTH BRANCH | 2901 North 14th Street | Ponca City | OK | 74601 |
| MIDAMERICA BRANCH | 5101 South Mill | Pryor | OK | 74361 |
| PRYOR BRANCH | 222 Southeast First Street | Pryor | OK | 74361 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
12
Showing 1 through 12 of 12 history events
| Event date | Event type | Related institution |
|---|---|---|
| October 1, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 1, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 1, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 30, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 10, 2010 | Failure - Government Assistance Provided | HOME NATIONAL BANK |
| February 10, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 1, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 10, 1998 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 27, 1996 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1994 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 13, 1993 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 1, 1990 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-05
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-05
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-05
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
FFIEC CRA Ratings Database
Source reviewed2026-08-28
Limitation
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.