HMDA records
4,923
2025
Public institution profile · Bank · Not a recommendation
Prosperity Bank
BankEl Campo, TXActive
FDIC certificate 16835
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 16835
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 664756
- OCC charter number
- Not published — no verified match
- Not published — no verified match
- Official website
- https://www.prosperitybankusa.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- El Campo, TX
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 376
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam November 1, 2023
- Institution history
- 44 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- El Campo, TX
- activity
- Published activity year 2025
- Listed branch locations
- 376
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam November 1, 2023
- Institution history
- 44 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
4,923reported records
2,415reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
2,415
2025
Denials
1,190
2025
Withdrawals
879
2025
Denial rate among decisioned applications
31.5%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 4,923 | 2,415 | 176 | 1,190 | 879 | 31.5% |
| 2024 | 5,407 | 2,451 | 188 | 1,400 | 1,053 | 34.7% |
| 2023 | 8,773 | 4,923 | 249 | 1,628 | 1,642 | 23.9% |
| 2022 | 11,213 | 6,898 | 292 | 1,845 | 1,833 | 20.4% |
| 2021 | 11,666 | 7,890 | 290 | 1,758 | 1,440 | 17.7% |
| 2020 | 11,047 | 7,179 | 353 | 1,551 | 1,773 | 17.1% |
| 2019 | 6,411 | 4,111 | 234 | 1,199 | 714 | 21.6% |
| 2018 | 5,408 | 3,043 | 206 | 1,351 | 711 | 29.4% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 4,686 |
| FHA | 215 |
| VA | 19 |
| RHS / FSA | 3 |
| Home purchase | 2,976 |
| Home improvement | 637 |
| Refinancing | 681 |
| Cash-out refinancing | 168 |
State reporting
19 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Prosperity Bank
- Display name
- Prosperity Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- September 13, 1949
- Established date
- September 13, 1949
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- El Campo, TX, 77437, United States
- FDIC certificate number
- 16835
- Federal Reserve
- 664756
- Domestic location count
- 354
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 16835
- Federal Reserve
- 664756
- 549300D003QRZFSQ4N43
- Headquarters
- 1301 North Mechanic Street, El Campo, TX, 77437, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- November 1, 2023
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| November 1, 2023 | Satisfactory | FDIC | Large Bank Exam |
| October 1, 2019 | Satisfactory | FDIC | Large Bank Exam |
| January 1, 2015 | Satisfactory | FDIC | Large Bank Exam |
| May 1, 2012 | Satisfactory | FDIC | Large Bank Exam |
| February 1, 2009 | Satisfactory | FDIC | Large Bank Exam |
| September 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| December 1, 2002 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 2000 | Satisfactory | FDIC | Large Bank Exam |
| August 1, 1997 | Satisfactory | FDIC | Small Bank |
| May 1, 1994 | Satisfactory | FDIC | Not Reported |
| November 1, 1993 | Satisfactory | FDIC | Not Reported |
| July 1, 1991 | Satisfactory | FDIC | Not Reported |
Formal hierarchy
FFIEC NIC hierarchy rows
9
Showing 1 through 9 of 9 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | ABNA INVESTMENTS INC | Domestic Entity Other | Corpus Christi, TX |
| Direct relationship | AMERICAN PRUDENTIAL CAPITAL, INC. | Domestic Entity Other | Houston, TX |
| Direct relationship | CBH MORTGAGE, INC. | Domestic Entity Other | San Antonio, TX |
| Direct relationship | GARDNER FINANCIAL SERVICES, LTD. | Domestic Entity Other | San Antonio, TX |
| Direct relationship | LEGACYTEXAS HOLDINGS, INC | Domestic Entity Other | Sugar Land, TX |
| Direct relationship | STEL INSURANCE SERVICES, INC. | Domestic Entity Other | Houston, TX |
| Direct relationship | TEXAS EXPRESS FUNDING, LLC | Domestic Entity Other | San Antonio, TX |
| Direct relationship | TPB WEALTH ADVISORS, LLC | Domestic Entity Other | San Antonio, TX |
| ROOT_INSTITUTION | PROSPERITY BANK | Non-member Bank | El Campo, TX |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
376
Showing 201 through 250 of 376 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| SOUTH BELT BRANCH | 11550 Fuqua ST Ste 100 | Houston | TX | 77034 |
| SOUTHWEST MEMORIAL HOSPITAL | 7737 Southwest Freeway | Houston | TX | 77074 |
| STELLAR BANK | 9 Greenway Plaza Suite 110 | Houston | TX | 77046 |
| TANGLEWOOD BRANCH | 5707 Woodway | Houston | TX | 77057-1501 |
| TOWN & COUNTRY BRANCH | 790 West Sam Houston Parkway North | Houston | TX | 77024 |
| UPTOWN BRANCH | 1101 Post Oak | Houston | TX | 77056 |
| WASHINGTON BRANCH | 6226 Washington Avenue | Houston | TX | 77007-3004 |
| WAUGH DRIVE BRANCH | 55 Waugh Drive, Suite 100 | Houston | TX | 77007-5834 |
| WEST BELT BRANCH | 8727 West Sam Houston Parkway North | Houston | TX | 77040 |
| WEST UNIVERSITY BRANCH | 4065 Bellaire Blvd | Houston | TX | 77025 |
| WESTCHASE BRANCH | 10333 Richmond Avenue, Suite 100 | Houston | TX | 77042 |
| WESTHEIMER BANKING CENTER | 7950 Westheimer Road | Houston | TX | 77063 |
| WIRT BRANCH | 7811 Long Point | Houston | TX | 77055 |
| WOODCREEK BRANCH | 2828 FM 1960 East | Houston | TX | 77073 |
| WOODWAY BRANCH | 6363 Woodway, Suite 100 | Houston | TX | 77057 |
| HUMBLE BRANCH | 19010 West Lake Houston Parkway | Humble | TX | 77346 |
| HUNTSVILLE BRANCH | 2033 11th Street | Huntsville | TX | 77340 |
| JACKSBORO BRANCH | 201 South Main | Jacksboro | TX | 76458-0299 |
| JACKSONVILLE BRANCH | Commerce & Neches Sts | Jacksonville | TX | 75766 |
| JASPER BRANCH | 637 South Wheeler Street | Jasper | TX | 75951 |
| CINCO RANCH BRANCH | 23310 Cinco Ranch Blvd | Katy | TX | 77494-2883 |
| FRY ROAD BRANCH | 2117 Fry Road | Katy | TX | 77449 |
| GRAND PARKWAY BRANCH | 1515 West Grand Parkway South | Katy | TX | 77494 |
| KATY PIN OAK BRANCH | 722 Pin Oak RD | Katy | TX | 77494 |
| KATY WESTGREEN BRANCH | 520 Westgreen Blvd. | Katy | TX | 77450 |
| PIN OAK BRANCH | 550 Pin Oak Road | Katy | TX | 77494-1222 |
| SPRING GREEN BRANCH | 9610 Spring Green Boulevard | Katy | TX | 77494 |
| KELLER BRANCH | 217 North Main Street | Keller | TX | 76248 |
| KERENS BRANCH | 1101 NW 2nd ST | Kerens | TX | 75144 |
| DOWNTOWN KERRVILLE OFFICE | 200 Earl Garrett Street, Suite 208 | Kerrville | TX | 78028 |
| KERRVILLE OFFICE | 998 Sidney Baker South | Kerrville | TX | 78028 |
| KINGSLAND BRANCH | 1801 Ranch RD 1431 W | Kingsland | TX | 78639 |
| KINGSVILLE BRANCH | 1830 South Brahma Boulevard | Kingsville | TX | 78363 |
| KIRBYVILLE BRANCH | 918 South Margaret Avenue | Kirbyville | TX | 75956 |
| LA GRANGE COLORADO STREET BRANCH | 202 West Colorado Street | La Grange | TX | 78945-2206 |
| LEVELLAND BRANCH | 311 College Ave | Levelland | TX | 79336 |
| LEXINGTON BRANCH | 8909 North Highway 77 | Lexington | TX | 78947 |
| LIBERTY BRANCH | 520 N. Main St. | Liberty | TX | 77575 |
| LIBERTY HILL BRANCH | 101 Bronco Blvd. | Liberty Hill | TX | 78642 |
| LITTLEFIELD BRANCH | 1601 South Phelps Avenue | Littlefield | TX | 79339 |
| LONGVIEW BRANCH | 1218 West Loop 281 | Longview | TX | 75604 |
| 110TH STREET BRANCH | 10909 Slide Road | Lubbock | TX | 79424 |
| 114 UNIVERSITY BRANCH | 114 University Avenue | Lubbock | TX | 79415-2843 |
| 66TH STREET BRANCH | 6500 Indiana Ave | Lubbock | TX | 79413 |
| 82ND STREET BRANCH | 5120 82nd ST | Lubbock | TX | 79424 |
| 86TH STREET BRANCH | 8232 University Avenue | Lubbock | TX | 79423 |
| FOURTH STREET BR | 4827 4th Street | Lubbock | TX | 79416 |
| LONE STAR STATE BANK OF WEST TEXAS | 6220 Milwaukee Avenue | Lubbock | TX | 79424-0604 |
| LUBBOCK AVENUE Q BRANCH | 1401 Avenue 'q' | Lubbock | TX | 79401-3891 |
| TEXAS TECH UNIVERSITY BRANCH | 103 Student Union Building, 1500 Red Raider Avenue | Lubbock | TX | 79409 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
44
Showing 1 through 25 of 44 history events
| Event date | Event type | Related institution |
|---|---|---|
| July 1, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 1, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 1, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 1, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 1, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 1, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 1, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 1, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 8, 2008 | Failure - Government Assistance Provided | FRANKLIN BANK, S.S.B. |
| June 1, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 1, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 1, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 1, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 1, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 1, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 1, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 1, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
FFIEC CRA Ratings Database
Source reviewed2026-08-28
Limitation
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.